Majority
Headnote
Action for Specific Performance.—Vendor and Purchaser.— Foreclosure by Advertisement.—Notice in case of Mortgagor’s Death.—Executors and Administrators.—Power of Sale.— Statutory Remedies.The question to be decided is whether the title tendered by the plaintiff is such as a court of equity ought to compel'the defendant to accept. That title is derived from the foreclosure of a mortgage made by one Fitzpatrick, by virtue of the statute regulating the proceedings to foreclose mortgages by advertisement (2 R. S. 545; same statute, 3 Id. 6th ed. 848). Fitzpatrick died while these proceedings were pending, intestate, no administrator of his estate has been appointed, and no notice of the foreclosure of the mortgage by a sale of the mortgaged premises was served upon Fitzpatrick.
These principles are well settled: 1st. That the mortgage together with the power of sale contained in it constitute a security merely.
The mortgagor continued to be the owner' of the estate mortgaged (Thomas on Mortg. 15; 1 R. S. 738, § 133 ; same statute, 3 Id. 7th ed. 2194).
2d. That the power of salé could be executed only by a strict compliance with all the provisions of the statute cited (Lawrence v. Farmers’ Loan & Trust Co., 13 N. Y. 200 , 211; Mowry v. Sanborn, 68 N. Y. 153 , 161; Arnot v. McClure, 4 Den. 41 ; Cohoes Co. v. Goss, 13 Barb. 137 ;
3d. That the requirements of the statute are conditions precedent to a valid sale under the power and have the same effect as if they had been inserted in the mortgage ( 68 N. Y. 153 ).
4th. That when the vesting of an estate depends upon the performance of conditions precedent, it cannot vest unless the conditions are performed.
The condition precedent omitted in this case was the service of the notice of sale upon “ the mortgagor or his personal representatives.” The mortgagor left a widow and one child only one year old. No administrator of his estate having been appointed, it is insisted that the provision of the statute respecting notice to the mortgagor or his personal representative became inoperative. It was so held in Anderson v. Austin, 34 Barb. 319 . No reasons were assigned for that doctrine, and it seems to me to be utterly irreconcilable with the authorities cited and with general principles of universal application. If for any cause a party cannot avail himself of a legal remedy provided b.y statute, he must either forego the remedy or remove his disability. Statutes cannot be abrogated because parties are unable to comply with the provisions of them. In this case, however, there existed no insuperable difficulty in complying with the statute. It was conceded on the argument by both parties that executors and administrators, not heirs or devisees, are the personal representatives of a mortgagor within the meaning of the statute referred to. The provisions of the statute, 1 R. S. 749, § 4; same statute, 3 Id. 7th ed. 2205, imposing upon an heir or devisee thé duty of paying a mortgage upon land which has descended or passed to him, would seem to render such heir or devisee a fitter representative of a deceased mortgagor, with respect to proceedings to foreclose the
The complaint must therefore be dismissed with costs, unless the defendant consents to • have the case stand over for the purpose of making a good title.
Bd appeal was taken.
Cases cited
- Lawrence v. Farmers' Loan & Trust Co. 13 N. Y. 200 at 211 p. 111
- Mowry v. Sanborn 68 N. Y. 153 at 161 p. 111, p. 112
- Cohoes Co. v. Goss 13 Barb. 137 p. 111
- Anderson v. Austin 34 Barb. 319 p. 112