Majority
In an action to recover damages for wrongful death, plaintiff appeals from a judgment of the Supreme Court, Kings County, entered January 29, 1968 in favor of defendant after a nonjury trial. Judgment reversed, on the law and the facts, and new trial granted, with costs to abide the event. This action for wrongful death, brought by an ostensibly “ qualified person ” (Insurance Law, § 601, subd. b), was tried before Matter of Nagel (MVAIC) ( 22 N Y 2d 165 ) was decided. MVAIC, which undertook the defense of the action (see Insurance Law, § 609, subd. [b]), asserted two separate defenses. The first defense, purportedly on behalf of MVAIC alone, alleged that the deceased was not an “ innocent victim ” within the meaning of article 17-A of the Insurance Law (see Insurance Law, § 600, subd. [2]). The second defense, asserted on behalf of defendant and MVAIC, alleged that the deceased had assumed the risk. In Matter of Nagle (supra, p. 170), the court defined the phrase “innocent victim” as synonymous with the phrase " without fault ” insofar as it connotes a freedom from negligence. This means that “ qualified persons ” under the Accident Indemnification Law owe no higher duty, in terms of the standard of care they must observe, to MVAIC than they do to the financially irresponsible motorist they must first sue and from whom they must recover judgment (Insurance Law, § 610, subd. [a]; Bogdanoff v. MVAIC, 33 Misc 2d 232 ; White v. MVAIC, 39 Misc 2d 678 ). For the purposes of this appeal, then, we have treated the first affirmative defense as one alleging that the deceased was contributorily negligent (cf. CPLR 3026). The burden of proof on this issue, of course, was on defendant (EPTL 54.2). The statutory defenses available to MVAIC (Insurance Law, § 611) have no place in this wrongful death action against an individual. In legal contemplation, this is a suit against defendant Lee; and plaintiff is not required
Cases cited
- In re the Arbitration between Nagle & Motor Vehicle Accident Indemnification Corp. 22 N Y 2d 165 p. 1058
- Bogdanoff v. Motor Vehicle Accident Indemnification Corp. 33 Misc 2d 232 p. 1058
- White v. Motor Vehicle Accident Indemnification Corp. 39 Misc 2d 678 p. 1058
- Schindler v. Royal Insurance 258 N. Y. 310 p. 1059
- In re the Estate of Rechtschaffen 278 N. Y. 336 p. 1059
- Keet v. Murrin 260 N. Y. 586 p. 1059
- Reed v. McCord 160 N. Y. 330 p. 1059