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Fernandez v. Windsor Life Insurance

52 A.D.2d 589 Court N.Y. App. Div. Decision date 1976-04-12 English

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p. 589
Maria T. Fernandez, Individually, and as Administratrix of the Estate of Rosendo Fernandez, Deceased, Appellant, v Windsor Life Insurance Company of America, Respondent.

In an action on a policy of life insurance, plaintiff appeals from a judgment of the Supreme Court, Queens County, entered October 17, 1975, which, after a nonjury trial, inter alia, dismissed the complaint and ordered the refund of all premiums paid. Judgment affirmed, with costs. The record is abundantly clear that the applicant omitted disclosure of a series of treatments up to the date of his application with respect to a coronary heart condition. Such failure to divulge constituted a material misrepresentation under section 149 of the Insurance Law. Hopkins, Acting P. J., Martuscello, Latham, Shapiro and Hawkins, JJ., concur. [ 83 Misc 2d 301 .]

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