Majority
Ordered that the first order dated October 27, 2009, is affirmed insofar as appealed from; and it is further,
Ordered that the second order dated October 27, 2009, is affirmed; and it is further,
Ordered that one bill of costs is awarded to the plaintiff.
“In moving for summary judgment in an action to foreclose a mortgage, a plaintiff establishes its case as a matter of law through the production of the mortgage, the unpaid note, and evidence of default” (Wells Fargo Bank, N.A. v Webster, 61 AD3d 856 , 856 [2009] [internal quotation marks omitted]; see Washington Mut. Bank v Valencia, 92 AD3d 774 [2012]; Wells Fargo Bank v Das Karla, 71 AD3d 1006 [2010]). Here, the plaintiff bank sustained its initial burden of demonstrating its entitlement to judgment as a matter of law by submitting proof of the existence of the note and the mortgage, and the defendants’ default in payment (see Washington Mut. Bank v Valencia, 92 AD3d 774 [2012]; Wells Fargo Bank v Das Karla, 71 AD3d 1006 [2010]; Wells Fargo Bank, N.A. v Webster, 61 AD3d at 856 ; Mahopac Natl. Bank v Baisley, 244 AD2d 466 [1997]). In response, the defendant Carolyn Schenk failed to raise a triable issue of fact relating to any bona fide defense to foreclosure (see Washington Mut. Bank v Valencia, 92 AD3d at 774 ; Wells Fargo Bank v Das Karla, 71 AD3d at 1006 ; Wells Fargo Bank, N.A. v Webster, 61 AD3d at 856 ). Contrary to Schenk’s contention, here, the plaintiff was not obligated to accept tender of less than full repayment as demanded (see EMC Mtge. Corp. v Stewart, 2 AD3d 772 , 773 [2003]; United Cos. Lending Corp. v Hingos, 283 AD2d 764 , 765-766 [2001]; First Fed. Sav. Bank v Midura, 264 AD2d 407 , 407-408 [1999]). Accordingly, the Supreme Court properly, in effect, granted that branch of the plaintiff’s motion which was for summary judgment on the complaint insofar as asserted against Schenk.
“ ‘Absent a legal disqualification under Judiciary Law § 14, a
Schenk’s remaining contentions are either based on matter dehors the record, improperly raised for the first time on appeal, or without merit. Angiolillo, Dickerson, Austin and Hinds-Radix, JJ., concur.
Cases cited
- Washington Mutual Bank v. Valencia 92 AD3d 774 p. 616
- Mahopac National Bank v. Baisley 244 AD2d 466 p. 616
- EMC Mortgage Corp. v. Stewart 2 AD3d 772 at 773 p. 616
- United Companies Lending Corp. v. Hingos 283 AD2d 764 at 765-766 p. 616
- First Federal Savings Bank v. Midura 264 AD2d 407 at 407-408 p. 616
- People v. Moreno 70 NY2d 403 at 405-406 p. 617
- Burke v. Carrion 101 AD3d 920 at 921 p. 617
- Hayden v. Gordon 91 AD3d 819 p. 617