Majority
Headnote
Foreclosure of Mortgage—Parties—Wife Having Homestead Claim —Question of Validity.—If the wife of the mortgagor has a valid homestead claim subject to the mortgage, she is a necessary party to a suit for the foreclosure of the mortgage, else she is not bound by the decree; but if her homestead claim is itself invalid, the omission to make her a party is without significance.This action was brought by plaintiff T. B. Jones and his wife, Mary J ones, to quiet title to certain lands described in their complaint. Defendants joined issue upon the allegations of the complaint, and asserted title in themselves under mortgage foreclosure proceedings and by adverse possession. Judgment passed for them and plaintiffs appeal. The undisputed facts are that Jones executed a mortgage upon the land to secure the repayment of $1,950. The mortgage was foreclosed, judgment was entered in favor of the mortgagee, an order of sale issued; the property sold, a certificate of sale given, and the sheriff’s deed of the property executed and delivered in due course on February 12, 1891. On August 20, 1891, the defendants, claiming under this deed, entered into possession of the property, and the court found that they had remained in adverse possession of it ever since. While the sufficiency of their adverse possession is disputed, it is not questioned that during all the time subsequent to the date of the deed, they have paid all taxes levied and assessed on the" land. In 1899 the plaintiff Mary Jones forcibly entered upon the possession of a dwelling-house upon the premises, and immediately thereafter brought this action to quiet title. Her contention has its foundation in the following facts: That subsequent to the giving of the mortgage she filed a good and sufficient claim of homestead upon the land in question, that in the foreclosure proceedings she was not made a party defendant, and that her homestead claim is still valid and subsisting. To foreclose the homestead right of the wife it was of course necessary that she should have been made a party, and it is unquestioned that this was not done. If, however, her claim of homestead was itself invalid, this omission was without significance. The
“I also incline to the opinion that no valid declaration of homestead was filed by the plaintiff Mary J. Jones.
“While it is true that homestead and exemption laws are remedial and, generally, must be liberally construed in order to effect the purposes intended thereby, yet it is equally true that homesteads and homestead exemptions are the creatures of statute, and that the failure to comply with any statutory requirement essential to a valid declaration of homestead cannot be supplied by liberal construction. Indeed, the supreme court of this state has generally held that homestead claimants must quite strictly comply with the statutory requirements as (formerly) to wife’s acknowledgment (Beck v. Soward, 76 Cal. 530 , [ 18 Pac. 650 ]); as to head of family (Reed v. Englehart-Davidson etc. Co., 126 Cal. 527 , [ 77 Am. St. Rep. 206 , 58 Pac. 1063 ]); as to residence on premises (Boreham v. Byrne, 83 Cal. 27 , [ 23 Pac. 213 ]); as to statement of husband’s failure to make declaration (Cunha v. Hughes, 122 Cal. 113 , [ 68 Am. St. Rep. 27 , 54 Pac. 535 ]); and as to estimate of the actual cash value of the premises, etc. (Tappendorff v. Moranda, 134 Cal. 421 , [ 66 Pac. 491 ].)
“See, generally, cases cited in notes to sections 1237 and 1263 C. C., Pomeroy’s edition.
“These requirements must all appear upon the face of the declaration, and the omission of any one of them from the declaration is fatal to the claim of homestead, and cannot be supplied by extraneous evidence. (Reid v. Englehart-Davidson etc. Co., 126 Cal. 529 , [ 77 Am. St. Rep. 206 , 58 Pac. 1063 ].)
“Section 1263 C. C. by separate subdivision, provides that the declaration must contain a description of the premises, and this provision would seem to be as mandatory as any of the other provisions of said section.
“True, the declaration before us contains a description of premises, but does it contain a description of the premises claimed therein as a homestead 1
“The declarant states that the land and premises on which she resided are described as follows: Lying in Butte County . . . ‘being with other land,’ . . . (describing land in sec. 30, tp. 22 N., R. 4 E.) ‘and all lands owned by T. B. Jones in said township.’
“Is this not a statement that the declarant claims as a homestead lands not specifically described ? And is it a statement that she (declarant) claims the lands which are definitely described? The statement is not that the described lands are claimed, but that they with other lands, and all lands in said township oiuned by T. B. Jones are claimed as a homestead.
“No authorities are cited by counsel on either side, and presumably none have been found on this question.
“It has been held that the description in a declaration of homestead need not be more particular than in a conveyance (Ornbaum v. Creditors, 61 Cal. 455 ); also that it may contain more than one lot. Id. But will this meet the objection here made ? The argument is made, and with a great deal of force, that the words in the attempted description, above quoted, are mere surplusage, and should be disregarded. But is the court at liberty to thus treat the matter ?
“It would seem clear that the declarant claimed other lands than those specifically described, as the declaration claims as a homestead ‘with other lands,’ the lands specifically described. This is emphasized by the concluding words, ‘and all lands owned by T. B. Jones in said township.’ (These words cannot refer to the lands described as it is expressly stated that they are in said township; and it is also alleged in the complaint that they are owned by plaintiffs.)
“This is not a case like In re Ogburn, 105 Cal. 97 , [ 38 Pac. 498 ], in which the description clearly discloses the lands intended to be claimed, for, as stated, it is clear that the declarant intended to claim other lands; and it is alleged in the complaint that the plaintiffs in fact did own other lands in said township which are not specifically described in the declaration.
“The question is exasperating, for if the claim of ‘other lands’ is void, and if the words ‘with other lands, . . . and all lands in said township, ’ can be disregarded, and the declaration be read as if those words did not appear therein,- then
as regards description the declaration would seem to be sufficient to sustain the claim of homestead. But it does seem to me that the lands specifically described are not the lands claimed, but that they with other lands are claimed, and claimed in such a way that the court cannot say what lands are claimed in the declaration as a homestead. An examination of the homestead records would not disclose to a third party just what lands plaintiffs claim as a homestead.
“The question may also bear another aspect: Section 1263, C. C., provides that the declaration must contain an estimate of the actual cash value of the premises claimed. As already shown other lands than those definitely described were claimed as a homestead. Now if we omit the outside lands and disregard them under the objection to the descriptions, can we do so to the statutory requirement as to an estimate of the actual cash value of the premises?
“The declarant estimates the actual cash value of ‘said property’ to be $4,000. Can this be said to have reference exclusively to the land specifically described? Is this not an estimate of value upon all the property referred to in the declaration? T. B. Jones owned other lands in said township, and his wife claimed them, with the lands described, as a homestead.
“Can it be said, therefore, that the other lands did not enter into the estimate of value simply because they were not specifically described? It seems to me not.
“The estimate of value is not of said ‘described premises,’ but of ‘said property.’ It would seem that the words ‘said property’ have reference to all the property mentioned in the declaration whether specifically described or not, and hence that there is no estimate of value of the lands definitely described.
“As the question involves statutory requirements I do not believe that in holding that the declaration of homestead is invalid the court places too strict construction upon the provisions of our homestead laws.”
Upon the trial the defendants offered the judgment-roll in the foreclosure suit of Gunn et al., v. Jones et al., and, over the objection and exception of the plaintiffs, this judgment-roll was admitted. The judgment-roll contained an unsigned
The evidence was before the court indisputably showing the fact of service. None of appellants’ rights was impaired by the mode adopted by the court to show that such service was actually made. Whether the better procedure would have been to have cast the evidence of the deputy sheriff into the form of an affidavit, and to have attached that affidavit to the judgment-roll as proof of service, as was done in Woodward v. Brown, 119 Cal. 299 , [ 63 Am. St. Rep. 108 , 51 Pac. 2 , 542], cannot matter to appellants, since in the course pursued by the court there was no invasion of any of their rights. And this is so because, when we come to consider the next proposition which they advance,—namely, the applicability of section 581 of the Code of Civil Procedure to the case before us,—the judgment-roll will be treated as though proof of service did not appear upon it.
Subdivision 7 of section 581 of the Code of Civil Procedure requires a court to dismiss an action upon failure of the plaintiff to cause the summons to be returned with proof of service within three years after the commencement of the action, and this, although the summons may have been actually served, and although the lapse of time until the return
For the foregoing reasons the judgment and order appealed from are affirmed.
Lorigan, J., and McFarland, J., concurred.
Cases cited
- Reid v. Englehart-Davidson Mercantile Co. 126 Cal. 527 p. 689
- Ornbaum v. His Creditors 61 Cal. 455 p. 690
- Herman v. Santee 103 Cal. 519 p. 692, p. 693
- Sichler v. Look 93 Cal. 600 p. 693
- Allison v. Thomas 72 Cal. 562 p. 693
- Perri v. Beaumont 88 Cal. 108 p. 693
- Modoc Land & Livestock Co. v. Superior Court 128 Cal. 255 p. 694
- Siskiyou County Bank v. Hoyt 132 Cal. 81 p. 694
- Vrooman v. Li Po Tai 113 Cal. 302 p. 694
- White v. Superior Court 126 Cal. 245 p. 694