Majority
Headnote
Foreclosure of Mortgage—Parties—Title to Half Interest Deeded by Mortgagor as Security—Failure to Assert Trust Lien—Estoppel.—In an action to foreclose a mortgage, where a son of the mortgagor to whom he had deeded a half interest subsequent to the mortgage as security for a loan was made a party defendant, and failed to assert his trust lien, but made default, he is estopped to assert such lien as against the purchaser under the foreclosure sale and his successor in interest.This action was brought to quiet plaintiff’s alleged title to lot No. 11 in block 30 in the city of Oakland. The defendant Decker filed a cross-complaint, alleging that he is the owner and seised in fee of the premises described in the complaint, and asking to have his title quieted thereto. The defendant J. F. Baumgarten filed an answer and cross-complaint, claiming that he is the owner of an undivided one-half of the premises, and praying that his title be quieted to such undivided half. The other defendants disclaimed any title or interest in the lot, and hence they are out of the controversy. The case was tried before the court; findings filed, and judgment entered in accordance therewith in favor of respondent Henry Decker, and against the Baumgartens who are appellants.
The court finds that neither the plaintiff nor defendant J. F. Baumgarten is the owner or seised in fee or entitled to the possession of the said premises, but that defendant Decker is the owner in fee and entitled to the possession of the same, and to have his title quieted as against the plaintiff and as against defendant J. F. Baumgarten. The plaintiff and defendant J. F. Baumgarten, who is a son of plaintiff, have each appealed from the judgment.
As to appellant, J. F. Baumgarten, in his brief he states as follows: “The evidence is insufficient to justify the findings and decision of the court in the following particulars: 1st, the evidence is insufficient to justify the finding of the court that defendant J.
It is stated that the deed from the plaintiff to said J. F. Baumgarten conveyed the title to the property to said J. P. Baumgarten; but the evidence is not pointed out to show that-the finding of the court that said J. P. Baumgarten has “no interest, right or estate” in said lot is not supported by the evidence. However, an examination of the evidence shows that in February, 1896, the plaintiff mortgaged the said lot to one Huttrell, which mortgage described the said lot as described in the complaint. This mortgage was foreclosed by the assignee of Huttrell, and in the foreclosure proceedings J. P. Baumgarten was made a party defendant. A decree-was entered and the property sold to one Thorne. The title of Thorne thereafter passed by regular conveyances to defendant Decker. No suggestion is made that this foreclosure proceeding was not regular in all respects, nor is any claim made as to any irregularity in the deeds to Decker. The- said J. P. Baumgarten only claimed, and now only claims, title to an undivided one-half of said property through the conveyance by plaintiff to him. We find, however, that by a judgment duly given and made by the superior court of Alameda county, in an action brought by the present plaintiff against the present defendant J. P. Baumgarten. it was adjudged and decreed that the said J. P. Baumgarten held the legal title to said undivided one-half in trust for plaintiff, and that upon the payment by plaintiff to said J. P. Baumgarten of the sum of $127.50, said J. P. Baumgarten execute and deliver a deed to plaintiff for said undivided one-half of
What has been said as to the title passing by foreclosure proceedings to defendant Decker applies equally to plaintiff, as he was the mortgagor, a party defendant, and made default in the foreclosure proceedings.
The principal point relied upon by plaintiff is the claim that he acquired title to the property by adverse possession between May, 1897, and May, 1902. The evidence does not clearly show that during such period the plaintiff paid all the taxes, state, county and municipal, which were levied or assessed upon the said lot, but we need not place our decision upon that ground. The mortgage executed by plaintiff in February, 1896, was outstanding and in existence the greater portion of the time during which it is claimed the statute of limitations was running in favor of plaintiff. The sale under the decree of foreclosure conveyed the title of the plaintiff; and, as he was a party, the purchaser at such sale not only acquired his title, but he also acquired the right to be let into possession of the property at the expiration of the time allowed by law for redemption. To allow a mortgagor in possession of the mortgaged property continuously for five years to set up the statute of limitations against the mortgagee, or the purchaser at a foreclosure sale under a mortgage which was in existence during the time of such claim of adverse possession, would be something new in the law. It would upset and disturb many titles obtained through foreclosure sale, and enable the mortgagor to get the value of his
Another complete answer to plaintiff’s contention as to title by adverse possession is that during the time he claims to have held by adverse possession, he held the title to the property as tenant in common with others, and did not notify such others of any hostile claim. The principle is well settled that the possession of one cotenant is the possession of all, and the mere possession of one cotenant has in it no element of hostility to his cotenant. The cotenant cannot be deprived of his property by the adverse possession of a cotenant unless he is notified of the hostile and adverse claim of such co-tenant. In the record we find that in June, 1897, the plaintiff conveyed an undivided one-fourth interest in the property to one Aldrich. This title remained in Aldrich until June 13, 1902, when he conveyed to one Thorne, and the title thereafter passed through conveyances to defendant Decker.
In May, 1897, a conveyance was made, through a decree of court, in an action by Sarah Baumgarten, the wife of plaintiff, against plaintiff, whereby, under said decree and a deed made in pursuance thereof, an undivided one-half of the property passed to Sarah Baumgarten. .This title thereafter remained of record in Sarah Baumgarten and her subsequent grantees until it passed by and through deeds or execution sales to defendant Decker. No attempt was made to prove notice of any adverse claim to the successive owners of the undivided one-half interest. The plaintiff will not be allowed to now claim that at the time he made these conveyances he was not the owner of the property which he purported to convey by the deeds which he executed and delivered. He will not be allowed to claim, after the execution of a note secured by mortgage upon the said premises, and the foreclosure of the said mortgage, that because he enjoyed the said premises during all of said time, he may still enjoy them through a claim of adverse possession.
We conclude that the findings are supported by the evidence, and that the judgment of the lower court is correct.
The judgment is affirmed.
Hall, J., and Kerrigan, J., concurred.