Majority
Opinion
Defendant’s demurrer to plaintiff’s complaint for personal injury was sustained without leave to amend. Plaintiff appeals from the ensuing judgment (order) of dismissal.
The principal issue presented by this appeal is whether the provisions of Insurance Code section 11583[1] should preclude defendant from asserting the one-year statute of limitations (Code Civ. Proc., § 340, subd. 3) as a bar to plaintiff’s personal injury action. We conclude it does not.
The chronology of events pertinent to our decision is as follows: On May 5, 1978, while operating a Honda motorcycle on Interstate 5 in Colusa County, plaintiff suffered personal injury, and his motorcycle was damaged beyond repair. The first complaint seeking damages for his injuries was filed October 29, 1979, more than one year after the occurrence. Plaintiff, a resident of the State of Washington, retained a Washington attorney to represent him. A correspondence dialogue commenced March 21, 1979, between the attorney and defendant’s insurance carrier, Mission Insurance Company (Mission). At that time Mission offered to settle the motorcycle loss for a total of $923; the offer
1 All code references will be to the Insurance Code unless otherwise stated.
I
Plaintiff contends the statute of limitations was tolled under Insurance Code section 11583, by Mission’s failure to give written notice of the applicable period of limitation following the April 10, 1979, letter. He asserts that letter constituted an acceptance of Mission’s offer to pay the property damage claim and should have triggered the provisions of section 11583 requiring notification of the applicable period of limitation. He is wrong. The letter of April 10, 1979, did no more than approve the procedure suggested by Mission for disposing of the salvage rights to the vehicle and payment of towing and storage charges. Mission had valued the vehicle at $750 plus towing and storage charges; plaintiff in the April letter valued the vehicle at $1,800. That April letter was not an acceptance of the offer.
Moreover, section 11583 deals specifically with payments, not offers to pay. The pertinent language requiring notification of the applicable period of limitation states: “Any person, including any insurer, who makes such an advance or partial payment, shall at the time of begin
II
Plaintiff relies upon Llanera v. M & S Pipe Supply Co. (1979) 92 Cal.App.3d 332 [ 154 Cal.Rptr. 704 ]; in that decision the court held that “a full payment of property damages, while a claim is still pending for personal damages (or vice versa), is an advance or partial payment within the meaning of the section.” (Italics ours; p. 337.) The soundness of that opinion is not questioned.
However, we conclude that plaintiffs reliance upon Llanera is misplaced. Factually the cases are inapposite. In this instance, the asserted claim for personal damages was barred by the one-year statute of limitations at the time the property damage payment was made. In Llanera, the property claim was paid one month after the injury occurred. Even if payment had been made May 10, 1979, the date of plaintiff’s letter accepting the property damage settlement offer, the time for filing the injury claim would have expired. The legal effect of the factual circumstances is that there was no longer a period of limitations applicable to plaintiffs potential cause of action for personal injury of which the defendant or its insurance carrier should advise plaintiff. To require notification of a period of limitations previously expired would simply require an idle act. This we do not view as the intent of the legislation embodied in section 11583; its provisions were not intended to revive stale claims but rather to prevent a claimant from being lulled into a sense of complacency about the necessity of filing suit to protect his claim.
Plaintiff further seeks to assert an estoppel against the defendant presenting the statute of limitations as an affirmative defense. The discourse between the parties as revealed by the exchange of letters does not reveal any basis for an estoppel.
The judgment (order) of dismissal is affirmed.
Puglia, P. J., and Regan, J., concurred.
Cases cited
- Llanera v. M & S Pipe Supply Co. 92 Cal.App.3d 332 p. 479
- Tubbs v. Southern California Rapid Transit District 67 Cal.2d 671 at 679 p. 480
- Kunstman v. Mirizzi 234 Cal.App.2d 753 at 757 p. 480