Connelly v. Bornstein

the plain language of the statute, and "the more specific statute of limitations under section 340.6 overrides the general catch-all statute provided by section 335.1." ( Vafi, at p. 881, 122 Cal.Rptr.3d 608 .) The court rejected, as contrary to the statutory language, the plaintiff's "argument that section 340.6 is limited to situations where a client has sued his attorney for malpractice." ( Vafi, at p. 882, 122 Cal.Rptr.3d 608 .) The court concluded by noting "malicious prosecution has traditionally been regarded as a disfavored cause of action," and "[t]his disfavor would seem to apply at least equally, if not more so, to malicious prosecution claims against an attorney ...." ( Id. at p. 883, 122 Cal.Rptr.3d 608 .)

tailored statute of limitations for legal malpractice actions ...." ( Roger Cleveland, at p. 682, 170 Cal.Rptr.3d 431 .)

the services contemplated in a legal services contract into which an attorney has entered, and the obligations embodied in the Rules of Professional Conduct." ( Id. at pp. 1236-1237, 191 Cal.Rptr.3d 536 , 354 P.3d 334 .)

Lee rejected an argument that the statute should be construed "to apply to all forms of attorney misconduct, except actual fraud, that occur during the attorney-client relationship or entail the violation of a professional obligation." ( Lee, supra, 61 Cal.4th at p. 1238, 191 Cal.Rptr.3d 536 , 354 P.3d 334 .) Lee reasoned: "Misconduct does not 'aris[e] in' the performance of professional services for purposes of section 340.6(a) merely because it occurs during the period of legal representation or because the representation brought the parties together and thus provided the attorney the opportunity to engage in the misconduct. To hold otherwise would imply that section 340.6(a) bars claims unrelated to the Legislature's purposes in enacting section 340.6(a) -for example, claims that an attorney stole from or sexually battered his client while the attorney was providing legal advice. Nor does section 340.6(a) necessarily apply whenever a plaintiff's allegations, if true, would entail a violation of an attorney's professional obligations. The obligations that an attorney has by virtue of being an attorney are varied and often overlap with obligations that all persons subject to California's laws have. For example, everyone has an obligation not to sexually batter others (see Civ. Code § 1708.5, subd. (a) ), but attorneys also have a professional obligation not to do so in the particular context of the attorney-client relationship (see Cal. Rules of Prof. Conduct, rule 3-120 ). For purposes of section 340.6(a), the question is not simply whether a claim alleges misconduct that entails the violation of a professional obligation. Rather, the question is whether the claim, in order to succeed, necessarily depends on proof that an attorney violated a professional obligation as opposed to some generally applicable nonprofessional obligation." ( Ibid. )

Lee then applied this construction to the case before it. The plaintiff, Nancy Lee, retained the defendant, attorney William Hanley, to represent her in civil litigation, and advanced him funds to be used for attorney fees. ( Lee, supra, 61 Cal.4th at p. 1230, 191 Cal.Rptr.3d 536 , 354 P.3d 334 .) After the matter settled, Hanley indicated that the advanced funds exceeded the legal services rendered, but did not return the unearned fees despite Lee's demand. ( Ibid. ) Reviewing the trial court's order sustaining Hanley's demurrer, Lee reasoned: "Lee's complaint may be construed to allege that Hanley is liable for conversion for simply refusing to return an identifiable sum of Lee's money. Thus, at least one of Lee's claims does not necessarily depend on proof that Hanley violated a professional

Unlike its relationship to legal malpractice, a malicious prosecution claim stands in sharp contrast to claims Lee identified as falling outside of the statute's scope: an attorney's "garden-variety theft" or "sexual[ ] batter[y]," even when the conduct takes place during the legal representation. ( Lee, supra, 61 Cal.4th at pp. 1237-1238, 191 Cal.Rptr.3d 536 , 354 P.3d 334 .) While an attorney's theft or sexual battery of a client may have been contemporaneous with the legal representation, it is intrinsically conduct that is incidental or ancillary to the provision of professional services itself. (See id. at p. 1238, 191 Cal.Rptr.3d 536 , 354 P.3d 334 ["Misconduct does not 'aris[e] in' the performance of professional services for purposes of section 340.6(a) merely because it occurs during the period of legal representation or because the representation brought the parties together and thus provided the attorney the opportunity to engage in the misconduct."].) Flores v. Presbyterian Intercommunity Hospital (2016) 63 Cal.4th 75 , 201 Cal.Rptr.3d 449 , 369 P.3d 229 ( Flores ), which construed a statute of limitations for medical malpractice claims, is instructive on this point. The relevant statute applied to claims

of a malicious prosecution claim-favorable termination, malice, and lack of probable cause-are the same regardless of whether the defendant was the attorney or the litigant in the underlying action. Appellant contends the statute thus, necessarily, does not apply to malicious prosecution. We reject the argument for two reasons.

First, Lee's requirement that an attorney's professional obligations not "overlap with obligations that all persons subject to California's laws have" arose in its rejection of the argument that section 340.6(a)"appl[ies] to all forms of attorney misconduct, except actual fraud, that occur during the attorney-client relationship or entail the violation of a professional obligation," a proposed construction that Lee held "sweeps too broadly." (

assessment of a claim's legal tenability-does not extend to attorneys. Indeed, such an attempt was rejected in Cole v. Patricia A. Meyer & Associates, APC (2012) 206 Cal.App.4th 1095 , 142 Cal.Rptr.3d 646 , where an attorney of record in a shareholder action tried to defend against a subsequent malicious prosecution action on the

In sum, consistent with Lee, section 340.6(a) applies to malicious prosecution claims against attorneys who performed professional services in the underlying litigation. Because appellant filed his lawsuit more than one year after the unlawful detainer action's termination, his suit is time-barred as against Bornstein.

DISPOSITION

The judgment is affirmed. Respondents shall recover their costs on appeal.

We concur.

JONES, P.J.

BURNS, J.

DISCUSSION

Appellant contends section 335.1 sets out the statute of limitations for malicious prosecution actions against attorneys. Bornstein argues that section 340.6(a) applies instead. "Which statute of limitations governs in this situation is a legal issue subject to our de novo review." ( Vafi v. McCloskey (2011) 193 Cal.App.4th 874 , 880, 122 Cal.Rptr.3d 608 ( Vafi ).)

A. Court of Appeal Cases

"California has never prescribed by statute a specific period of limitation for malicious prosecution." ( Stavropoulos v. Superior Court (2006) 141 Cal.App.4th 190 , 193, 45 Cal.Rptr.3d 705 ( Stavropoulos ).) Instead, courts have long held the tort was encompassed by statutes governing claims for " 'injury to' " a person " 'caused by the wrongful act or neglect of another.' " ( Id. at pp. 194-195 & n.3, 197, 45 Cal.Rptr.3d 705 .) Currently, this statute is section 335.1, which provides a two-year limitations period. ( Stavropoulos, at p. 197, 45 Cal.Rptr.3d 705 .)

In 2011, Vafi, supra, 193 Cal.App.4th 874 , 122 Cal.Rptr.3d 608 held, as a matter of first impression, that malicious prosecution actions against attorneys were instead governed by section 340.6(a), which sets forth a one-year limitations period for "[a]n action against an attorney for a wrongful act or omission, other than for actual fraud, arising in the performance of professional services ...." Vafi reasoned that malicious prosecution claims fell within

Vafi was followed by Yee v. Cheung (2013) 220 Cal.App.4th 184 , 162 Cal.Rptr.3d 851 ( Yee ). Yee agreed with Vafi's conclusion, noting that, in the case before it, "the gravamen" of the plaintiff's malicious prosecution claim against the attorney defendant "is the allegation that [the attorney] engaged in wrongful acts in his performance of professional legal services in his representation of the nonattorney defendants. This claim clearly falls within the plain language of the statute." ( Id. at p. 195, 162 Cal.Rptr.3d 851 .) Like Vafi, Yee concluded the more specific provision of section 340.6(a) prevails over the more general one of section 335.1, and rejected the argument that section 340.6(a) applies only to malpractice claims. ( Yee, at pp. 195-196, 162 Cal.Rptr.3d 851 .) Yee further concluded that its interpretation of section 340.6(a)"supports the Legislature's purpose in enacting the provision," which included the "attempt to reduce the costs of legal malpractice insurance," because "malicious prosecution actions have an impact on attorney malpractice insurance premiums and raise the costs of practicing law." ( Yee, at pp. 196-197, 162 Cal.Rptr.3d 851 .)

Roger Cleveland Golf Co., Inc. v. Krane & Smith, APC (2014) 225 Cal.App.4th 660 , 170 Cal.Rptr.3d 431 ( Roger Cleveland ) disagreed with Vafi and Yee . Roger Cleveland involved an issue not present in the prior cases: "the tolling of the statute of limitations during the pendency of an appeal" in the underlying action. ( Roger Cleveland, at p. 676, 170 Cal.Rptr.3d 431 .) Roger Cleveland discussed the judicially-created rule that "the statute of limitations on a malicious prosecution cause of action commences to run upon entry of judgment in the prior action and continues to run to the date of filing the notice of appeal. [Citation.] The filing of an appeal renders the malicious prosecution action premature. The statute of limitations is tolled and recommences to run when the appellate process has been exhausted." ( Id. at p. 674, 170 Cal.Rptr.3d 431 .) Roger Cleveland noted that the Supreme Court, construing section 340.6(a) in a malpractice case, had "rejected the contention that 'accrual should be tolled' until resolution of the appeal ...." ( Roger Cleveland, at p. 675, 170 Cal.Rptr.3d 431 [discussing Laird v. Blacker (1992) 2 Cal.4th 606 , 7 Cal.Rptr.2d 550 , 828 P.2d 691 ].) Roger Cleveland reasoned that, in malicious prosecution cases, "[a]pplying section 340.6, subdivision (a) to attorneys without such an accrual rule during the pendency of an appeal leads to absurd results, permitting the losing party in the prior action to file a notice of appeal to run out the statute of limitations, or requiring a malicious prosecution plaintiff to bring a premature action during the pendency of the appeal. We must construe section 340.6, subdivision (a) to avoid such unreasonable results." ( Id. at p. 677, 170 Cal.Rptr.3d 431 .) Roger Cleveland also disagreed with Vafi and Yee's interpretation of the statutory language and legislative history, which indicated, according to Roger Cleveland, that section 340.6(a) was a "specially

B. Lee v. Hanley

In 2015-after the Vafi, Yee, and Roger Cleveland decisions-the Supreme Court issued an opinion discussing the scope of section 340.6(a) as applied to a claim seeking the return of advanced but unearned attorney fees. ( Lee v. Hanley (2015) 61 Cal.4th 1225 , 191 Cal.Rptr.3d 536 , 354 P.3d 334 ( Lee ).) Lee focused on the statutory phrase " 'arising in the performance of professional services,' " and concluded the language was ambiguous as to whether it "limits the scope of section 340.6(a) to legal malpractice claims or covers a broader range of wrongful acts or omissions that might arise during the attorney-client relationship." ( Id. at p. 1233, 191 Cal.Rptr.3d 536 , 354 P.3d 334 .) To resolve the ambiguity, Lee turned to the legislative history, noting the statute was enacted "in 1977 amid rising legal malpractice insurance premiums." ( Ibid. ) One cause of the rise in premiums was "uncertainty surrounding the limitations period for claims of legal malpractice," including that "[l]awsuits for malpractice were subject to different limitations periods depending on whether the plaintiff pleaded breach of a written contract ( Code Civ. Proc., § 337 [four years] ), fraud ( id ., § 338 [three years] ), or breach of an oral contract or a tort affecting intangible property ( id ., § 339, subd. (1) [two years] )." ( Id. at pp. 1233-1234, 191 Cal.Rptr.3d 536 , 354 P.3d 334 .) A primary purpose of the bill was to " 'reduce[ ] the cost of legal malpractice insurance' ...." ( Id. at p. 1234, 191 Cal.Rptr.3d 536 , 354 P.3d 334 .)

However, Lee noted, while the original proposed bill applied to " 'any action for damages against an attorney based upon the attorney's alleged professional negligence,' " subsequent amendments replaced this language with that of the enacted statute, " '[a]n action against an attorney for a wrongful act or omission, other than for actual fraud, arising in the performance of professional services ....' " ( Lee, supra, 61 Cal.4th at p. 1234, 191 Cal.Rptr.3d 536 , 354 P.3d 334 .) Lee explained, "the amended language can be traced to a proposal in a State Bar Journal article" advocating "a single statute of limitations applicable to legal malpractice claims. The author suggested using the phrase '[a]n action against an attorney for a wrongful act or omission' rather than 'malpractice' because ' "malpractice" is not in itself a word of precise definition. Legal malpractice is best stated in terms of the actual wrong: a wrongful act or omission occurring in the rendition of professional services.' " ( Id. at pp. 1234-1235, 191 Cal.Rptr.3d 536 , 354 P.3d 334 .) As a result of this amendment, Lee reasoned, "the statute applies not only to actions for professional negligence but to any action alleging wrongful conduct, other than actual fraud, arising in the performance of professional services. At the same time, the Legislature continued to make clear that its primary purpose was to address the growing cost of malpractice lawsuits. ... Thus, while section 340.6(a) applies to claims other than strictly professional negligence claims, it does not apply to claims that do not depend on proof that the attorney violated a professional obligation." ( Id. at p. 1236, 191 Cal.Rptr.3d 536 , 354 P.3d 334 .) Lee continued: " section 340.6(a) 's time bar applies to claims whose merits

necessarily depend on proof that an attorney violated a professional obligation in the course of providing professional services. In this context, a 'professional obligation' is an obligation that an attorney has by virtue of being an attorney, such as fiduciary obligations, the obligation to perform competently, the obligation to perform

obligation in the course of providing professional services. Of course, Lee's allegations, if true, may also establish that Hanley has violated certain professional obligations, such as the duty to refund unearned fees at the termination of the representation ( Cal. Rules of Prof. Conduct, rule 3-700(D)(2) ), just as an allegation of garden-variety theft, if true, may also establish a violation of an attorney's duty to act with loyalty and good faith toward a client. But because Lee's claim of conversion does not necessarily depend on proof that Hanley violated a professional obligation, her suit is not barred by section 340.6(a)." ( Id. at p. 1240, 191 Cal.Rptr.3d 536 , 354 P.3d 334 .)

Lee did not expressly consider the application of the statute to malicious prosecution claims against attorneys. It disapproved Roger Cleveland "to the extent [it is] inconsistent with this opinion," but in so doing Lee highlighted Roger Cleveland's

the malicious prosecution plaintiff; (ii) initiated or maintained without probable cause; and (iii) initiated or maintained with malice." ( Parrish, supra, 3 Cal.5th at p. 775, 221 Cal.Rptr.3d 432 , 400 P.3d 1 .)

Lee held section 340.6(a)"applies to claims whose merits necessarily depend on proof that an attorney violated a professional obligation in the course of providing professional services," defining "professional obligation" as "an obligation that an attorney has by virtue of being an attorney ...." ( Lee, supra, 61 Cal.4th at pp. 1236-1237, 191 Cal.Rptr.3d 536 , 354 P.3d 334 .) We begin with the proposition, never questioned in Lee, that legal malpractice claims fall within this definition. Indeed, Lee rejected the proposition that the statute was "limit[ed] ... to legal malpractice claims" and concluded "the Legislature's intent [was] that section 340.6(a) cover more than claims for legal malpractice ...." ( Id. at pp. 1233, 1237, 191 Cal.Rptr.3d 536 , 354 P.3d 334 , italics added.)

As we will explain, malicious prosecution, in certain pertinent respects, closely resembles legal malpractice. Legal malpractice is not a clearly defined term; the Legislature's choice of language for section 340.6(a) was in large part because of a commentator's statement that " ' "malpractice" is not in itself a word of precise definition.' " ( Lee, at p. 1235, 191 Cal.Rptr.3d 536 , 354 P.3d 334 .) Our Supreme Court has provided one definition: "Legal malpractice consists of the failure of an attorney 'to use such skill, prudence, and diligence as lawyers of ordinary skill and

prosecution and implicates a lawyer's core professional duty to employ reasonable skill, prudence, and diligence in litigation. Thus, to the extent that legal malpractice concerns an attorney's failure to competently and professionally perform legal services-a highly relevant point of comparison for our purposes-malicious prosecution is a very similar claim.

In addition, malicious prosecution lawsuits against attorneys contribute to the cost of malpractice insurance, a key concern of the Legislature in enacting section 340.6(a). (See Yee, supra, 220 Cal.App.4th at p. 197, 162 Cal.Rptr.3d 851 ["California courts have acknowledged that malicious prosecution actions have an impact on attorney malpractice insurance premiums and raise the costs of practicing law."].) Although a malpractice policy cannot provide indemnification for malicious prosecution claims, it can include the duty to defend against such claims. ( Downey Venture v. LMI Ins. Co. (1998) 66 Cal.App.4th 478 , 487, 78 Cal.Rptr.2d 142 ["the public policy precluding indemnification coverage for 'wilful acts,' as expressed in [Insurance Code] section 533, bars indemnification for any malicious prosecution claim for which an insured is personally liable in California" but "does not preclude" coverage for "a defense to such a claim"].) Whether such coverage is in fact included varies depending on the policy; however, one prominent commentator advises litigators to ensure such coverage is provided. (Mallen, Guide to Purchasing Legal Malpractice Insurance (2019 ed.) § 20:15 ["policies vary regarding coverage for ... malicious prosecution"]; id., § 2:46 ["coverage [for malicious prosecution claims] is essential for any litigator who ever seeks affirmative relief on behalf of a client"].) Accordingly, malicious prosecution claims are also akin to malpractice claims in that limiting the statute of limitations for such claims would likely further the Legislature's intent to " 'reduce[ ] the cost of legal malpractice insurance.' " ( Lee, supra, 61 Cal.4th at p. 1234, 191 Cal.Rptr.3d 536 , 354 P.3d 334 .)

based on " 'a negligent act or omission to act by a health care provider in the rendering of professional services.' " ( Id. at p. 84, 201 Cal.Rptr.3d 449 , 369 P.3d 229 [quoting § 340.5, subd. (2) ].) The Supreme Court, relying in part on Lee's "analysis of the similarly worded statute of limitations governing actions against attorneys," held the medical malpractice statute "applies only to actions alleging injury suffered as a result of negligence in rendering the professional services that hospitals and others provide by virtue of being health care professionals: that is, the provision of medical care to patients." ( Flores, at p. 88, 201 Cal.Rptr.3d 449 , 369 P.3d 229 .) Flores involved a claim that the defendant hospital negligently maintained hospital equipment. ( Id. at p. 79, 201 Cal.Rptr.3d 449 , 369 P.3d 229 .) Flores explained, "whether negligence in maintaining hospital equipment or premises qualifies as professional negligence depends on the nature of the relationship between the equipment or premises in question and the provision of medical care to the plaintiff. A hospital's negligent failure to maintain equipment that is necessary or otherwise integrally related to the medical treatment and diagnosis of the patient implicates a duty that the hospital owes to a patient by virtue of being a health care provider.... But [the statute] does not extend to negligence in the maintenance of equipment and premises that are merely convenient for, or incidental to, the provision of medical care to a patient ." ( Id. at p. 88, 201 Cal.Rptr.3d 449 , 369 P.3d 229 , italics added.) Considering "the nature of the relationship between the [wrongful conduct] and the provision of [professional legal services] to the plaintiff," theft and sexual battery is conduct that is merely "incidental to" the provision of professional services. (See ibid. ) In contrast, the wrongful conduct when an attorney engages in malicious prosecution is the provision of professional services itself . Thus, a comparison of malicious prosecution to legal malpractice-clearly covered by section 340.6(a) -and theft/sexual battery-clearly not-supports the conclusion that the claim falls within the scope of the statute.

However, appellant points to Lee's statement that, to fall within section 340.6(a), "the question is whether the claim, in order to succeed, necessarily depends on proof that an attorney violated a professional obligation as opposed to some generally applicable nonprofessional obligation ." ( Lee, supra, 61 Cal.4th at p. 1238, 191 Cal.Rptr.3d 536 , 354 P.3d 334 , italics added.) As appellant notes, the basic elements

Lee, supra, 61 Cal.4th at p. 1238, 191 Cal.Rptr.3d 536 , 354 P.3d 334 .) The examples provided by Lee of wrongful conduct that violates both an attorney's professional obligations and generally applicable nonprofessional obligations involve conduct that is merely incidental to the provision of professional services: sexual battery and "garden-variety theft." ( Id. at pp. 1238, 1240, 191 Cal.Rptr.3d 536 , 354 P.3d 334 .) Thus, the test Lee established comparing professional obligations with generally applicable nonprofessional obligations appears to be targeted at determining when such incidental conduct is nonetheless covered by section 340.6(a). (See id . at p. 1239, 191 Cal.Rptr.3d 536 , 354 P.3d 334 [if conversion claim is based on allegation "that an attorney provided deficient legal services, then the plaintiff's claim will depend on proof that the attorney violated a professional obligation in the course of providing professional services" and be covered by § 340.6(a) ]; id. at p. 1240, 191 Cal.Rptr.3d 536 , 354 P.3d 334 [discussing how the plaintiff's claim for return of unearned attorney fees could depend on proof that the attorney violated a professional obligation, but could also depend on a violation of a generally applicable nonprofessional obligation].) We find it highly unlikely that Lee intended this test to apply to claims based on wrongful conduct that is itself the provision of professional services, such as malicious prosecution.

Second, even if the test did apply to claims like malicious prosecution, there is a material difference in the respective obligations of attorneys and litigants to not engage in malicious prosecution. We start with the probable cause element of malicious prosecution. "[T]he existence of probable cause is a question of law to be determined as an objective matter. [Citation.] '[T]he probable cause element calls on the trial court to make an objective determination of the "reasonableness" of the defendant's conduct, i.e., to determine whether, on the basis of the facts known to the defendant, the institution of the prior action was legally tenable,' as opposed to whether the litigant subjectively believed the claim was tenable. [Citation.] A claim is unsupported by probable cause only if ' " 'any reasonable attorney would agree [that it is] totally and completely without merit.' " ' " ( Parrish, supra, 3 Cal.5th at p. 776, 221 Cal.Rptr.3d 432 , 400 P.3d 1 .)

However, even where a claim lacked probable cause, " ' "[p]robable cause may be established by the defendants in a malicious institution proceeding when they prove that they have in good faith consulted a lawyer, have stated all the facts to him, have been advised by the lawyer that they have a good cause of action and have honestly acted upon the advice of the lawyer." ' " ( Palmer v. Zaklama (2003) 109 Cal.App.4th 1367 , 1383, 1 Cal.Rptr.3d 116 .) The reasoning underlying this advice-of-counsel defense-that litigants are entitled to rely in good faith on their lawyers'

ground that he "relied on [an associated attorney's] assessment of probable cause ... since [the associated attorney] was the expert securities litigator." ( Id. at p. 1116, 142 Cal.Rptr.3d 646 .) The Court of Appeal rejected the argument, noting the attorney defendant owed "a duty of care to [his] clients that encompassed 'both a knowledge of the law and an obligation of diligent research and informed judgment,' " and when an attorney associates or consults with another attorney, "competent representation still requires knowing enough about the subject matter to be able to judge the quality of the attorney's work." ( Id. at pp. 1116-1117, 142 Cal.Rptr.3d 646 .) The court concluded that attorneys "cannot avoid liability for malicious prosecution by claiming to have been ignorant of the merits of the allegations made" in the underlying litigation. ( Id. at p. 1118, 142 Cal.Rptr.3d 646 ; cf. Franklin Mint Co. v. Manatt, Phelps & Phillips, LLP (2010) 184 Cal.App.4th 313 , 346, 109 Cal.Rptr.3d 143 ["[A] lawyer is not immune from liability for malicious prosecution simply because the general area of law at issue is complex and there is no case law with the same facts that establishes that the underlying claim was untenable. Lawyers are charged with the responsibility of acquiring a reasonable understanding of the law governing the claim to be alleged. That achieving such an understanding may be more difficult in a specialized field is no defense to alleging an objectively untenable claim."].)

That the advice-of-counsel defense is available for litigants but not for lawyers is material for our purposes. Clients are entitled to rely in good faith on their attorneys' assessment of the legal tenability of a claim. But attorneys are professionally obligated to competently perform legal services by personally assessing the tenability of a claim before asserting it. This obligation-which cannot be avoided by a claim of good faith reliance on the advice of another attorney-is therefore "a professional obligation as opposed to some generally applicable nonprofessional obligation." ( Lee, supra, 61 Cal.4th at p. 1238, 191 Cal.Rptr.3d 536 , 354 P.3d 334 .)

We recognize that finding section 340.6(a) applicable to malicious prosecution claims against attorneys will result in a one-year statute of limitations for such claims, while a two-year statute of limitations will apply to malicious prosecution claims against litigants. The desirability of this result is not before us. ( Fort Bragg Unified School Dist. v. Colonial American Casualty & Surety Co. (2011) 194 Cal.App.4th 891 , 909-910, 124 Cal.Rptr.3d 144 [" 'Crafting statutes to conform with policy considerations is a job for the Legislature, not the courts; our role is to interpret statutes, not to write