Majority
Headnote
Pleading (§ 166[1] )—Reply—Necessity—New Mattes in Answer.This is an action on a policy of burglary insurance.
The policy is not made a part of the complaint, but the plaintiffs plead full performance of its conditions, provisions, and terms. The defenses to which a reply is asked are five- in number. Three alleged breaches of what both sides seem to agree are conditions precedent, performance of which the plaintiffs must prove under their plea of performance. The separate defenses, therefore, are no more than denials.
The first defense pleaded is a breách of warranty, and the fifth an attempt to defraud the defendant by exaggerating the claim. While it is' within the discretion of the court to compel a reply to new matter in an answer, constituting a defense by way of avoidance, that discretion will usually be exercised when the new matter,- if true, will constitute a defense. Seaton v. Garrison, 116 App. Div. 301 , 101 N. Y. Supp. 526 .
The order should be reversed, with $10 costs and disbursements, and the motion granted, requiring the plaintiffs to reply to the new matter contained in the first and fifth defenses. All concur.