Majority
Headnote
Mutual Benefit Insurance—Expulsion of Member.This is an appeal from a judgment entered on a verdict of a jury, by direction of the court, in favor of the plaintiff, and from, an order denying a motion for a new trial. The complaint was to recover the sum of $175, death benefit provided to be paid by the defendant, which was a lodge for such purposes, -on the death of plaintiff’s husband, who was a member of the lodge. The answer and defense were that, some months previous to his death, the plaintiff’s husband was expelled. The defendant is a subordinate lodge of the grand lodge I. O. O. F. The constitution and by-laws of the grand lodge and its subordinates are in evidence. By article 4, § 2,. the grand lodge has one general form of constitution for the government of all subordinate lodges, which shall be considered as the laws by which each subordinate lodge is to be governed in the transaction of its business, and it has a right to make by-laws. Section 7 provides:
“The benefits provided shall be dependent upon, and recoverable only through, the methods provided in the constitution, by-laws, and rules and
regulations of the order, to wit, trial in the lodges, appeal to the lodge, to the district grand committee, to the grand lodge, and, unless permission be refused by that body, to the supreme grand lodge.”
By article 8, § 1, (“Trials,”) no member shall be put upon trial, unless charges shall be submitted to the lodge, in writing, signed by a" member of the order. By section 4 of this article it is provided :
“If the accused refuse or neglect to stand trial, when duly summoned, the committee shall report guilty of contempt of the lodge, which report shall be conclusive, and the punishment shall be expulsion.”
He may be represented by counsel, and tried as though present, if he so elects.
By section 7 of this article, it is provided:
“Any member intending to appeal from the action of the lodge shall file with the secretary a notice of appeal, who shall forthwith send the notice, together with a certified copy of the charges, reports, evidence, and proceedings of the lodge relating to the case, to the grand committee of the district.''
By article 4, § 8, it is provided:
“When a brother ceases to be a member of the lodge, by reason of expulsion, his right, title, and interest in and to the property and funds of this lodge, or any part thereof, thereby becomes extinguished.”
The by-laws of the defendant were put in evidence, and portions of the same were translated in evidence. These.provide as follows:
“Every member is entitled, in case of his sickness, by which he may be disabled from following his usual occupation, to a sick benefit. Members of whom it can be proven that they have received sick benefit, claiming to be sick, and the fact being contrary, or otherwise using the funds of the lodge, may be expelled.”
The plaintiff’s husband received benefit moneys, claiming to be sick. Charges were submitted to the lodge, signed by a member. He was notified, and put upon trial. He refused and neglected to attend, and for this contempt of the lodge he was expelled. The plaintiff’s husband then took an appeal from this action of the lodge to the district grand committee, which reversed the action of the lodge expelling him; and the lodge thereupon appealed from the decision of reversal to the grand lodge, which reversed the decision of the district grand committee, and sustained the action of the lodge, expelling plaintiff’s husband. The journal of the grand lodge, and the report of the committee on appeals to the grand lodge, and the records and evidence showing all these facts, were admitted in evidence. The plaintiff can only recover provided the husband, at the time of his death, was a member of the defendant’s order, in good standing, and in accordance with its constitution and by-laws. If he was not such a member by his voluntary act or expulsion, she cannot recover. It was obligatory on the plaintiff to prove that, at the time of her husband’s death, he was such a member, and there is no presumption to obviate this requirement, nor do I find in the case any affirmative evidence showing such fact. It may be said, however, that, at the close of