Majority
Headnote
1. Vendor and Purchaser—Marketable Title—Description.The parties to this action entered into a contract for the sale and purchase of real estate located on the south side of Grand street, in the city of Hew York, by the terms of which the defendant was to pay therefor the sum of $100,000, of which sum $5,000 was paid at the time the contract was executed, and the balance was to be paid upon the delivery of the deed. When the deed was tendered, the defendant refused to accept it, on the ground that the title to the land was defective. The principal issue, therefore, raised by the pleadings is whether a marketable title has been tendered or not. The lot is described" as “beginning on the south side of Grand street, at a point distant 75 feet 11-?,- inches westerly from the corner formed by the intersection of the southerly side of Grand street with the westerly side of Chrystie street; running thence southerly 125 feet 1 inch; thence westerly, parallel, or nearly so, with Grand street, 25 feet 1 inch; thence northerly 125 feet 3 inches to the said southerly side of Grand street; thence easterly, along said southerly side of Grand street, 25 feet to the point or place of beginning,—the premises hereby intended to be conveyed being now known and designated as and by the street number '245 Grand Street,’ as now built upon and inclosed.”
There is another serious objection to the title, and that is, if the defendant is compelled to take a deed of the land embraced in the contract, it will include nearly one foot of land of the western boundary, to .which the plaintiffs have shown no record title, for which the defendant is required, by the terms of the contract, to pay about $4,000.' The plaintiffs concede that the western wall is constructed a short distance west of the description contained in the referee’s deed, but they contend that plaintiffs’ testator was in possession of this strip of land for more than 20 years, and that no claim has been made to any portion of it. Title by adverse possession, where there is no disputed question of fact, and where the possession has been clear and undisturbed, may be upheld. This class of titles, however, are not looked upon with favor by trustees of savings banks and insurance companies, who take mortgages on real estate as security for the loan of money. In order to establish title by adverse possession, it was incumbent upon the plaintiffs to show that the testator and his grantors held the land adversely and in open hostility to the true owners. It is not sufficient to hold it by their assent or permission, but it must be held in open hostility to their claim of title. The cotenants and the owners of the adjoining lots on the west are not parties to this judicial controversy; therefore they would not be concluded by any judgment that may be rendered herein. Judge Andrews, in Fleming v. Burnham, 100 N. Y. 10 , 2 N. E. 905 , says:
“A title open to reasonable doubt Is not a marketable title. The court cannot make it such by passing upon an objection depending upon a disputed question of fact, or a doubtful question of law, in the absence of the party in whom the outstanding right was vested.”
The plaintiffs’ title, therefore, to at least a portion of the premises, must rest upon adverse possession; and whether all the statutory requirements have been sufficiently complied with to create a good title in the plaintiffs can only be determined by evidence aliunde. There may have been infants interested in the property, who were protected during the period of their disability, whose rights in the land have not yet been cut off. But, independent of the question of title by adverse possession, it is a rule of law that every conveyance should contain a sufficiently accurate description of the land and its boundaries, so that it may be identified. Where it is necessary to resort to parol evidence to supply the inaccuracies of the description appearing on the face of the deed, the record title must be regarded as seriously defective. While a deed may not be declared void for uncertainty as long as it is possible, by any reasonable rules of construction, to ascertain from its context what property was intended to pass, yet, if it is so defective and uncertain that the property cannot be located, its market value must necessarily be impaired. A close analysis of
“It Is well settled that that which is most certain must control, and what is less certain must yield. Courses and distances must yield to monuments upon the premises, either natural or artificial.”
It was held in Drew v. Swift, 46 N. Y. 209 , that where a description begins at a point capable of being ascertained, and runs thence by courses and distances well defined, no extrinsic evidence tending to explain the intention of the parties, and thus give effect to the deed different from its terms, is allowable. The case of Brookman v. Kurzman, 94 N. Y. 274 , cited by the learned counsel for the plaintiffs, is not controlling in this case, for the reason that it appeared upon the face of the deed that a mistake had been made in locating the starting point in describing the land intended to be conveyed. Chief Justice Ruger, who wrote the opinion of the court, says:
“It is Impossible to mistake the location of the starting point of this description, which is thus not only twice correctly stated in the deed, but is also found to be in harmony with the location of all the monuments referred to therein, as well as the remainder of the description.”
A bad title is defined in 2 Bouv. Law Diet. p. 732:
“To be one which conveys no property to the purchaser of an estate. A doubtful title is one which the court does not consider to be so clear that it will enforce its acceptance by a purchaser, nor so defective as to declare it a bad title, but only subject to so much doubt that a purchaser ought not to be compelled to accept it. A marketable title is one which a court of equity considers to be so clear that it will enforce its acceptance by a purchaser.”
The question, therefore, in this case, is not whether the title is absolutely good or bad, but .whether it is clear, and free from reasonable doubt. It is an established rule of law that a purchaser of real estate is entitled to a marketable title, free from liens, incumbrances, and defects in the title, unless he expressly stipulates to accept a different title. It has been repeatedly held that a marketable title is one that is free from reasonable doubt. Any defect, therefore, in the title that affects the value of the land, or will interfere with its sale, is not a marketable title.
It was held in Moore v. Williams, 115 N. Y. 586 , 22 N. E. 233 , that:
“A purchaser is not bound to take a title which he can defend only by a resort to parol evidence, which time, death, or some other casualty may-place beyond his reach. * * * That a good title means not merely a title valid in form, but a marketable title, which could again be sold to a
reasonable purchaser, or mortgaged to a person of reasonable prudence as security for a loan of money.”
Ferry v. Sampson, 112 N. Y. 415 , 20 N. E. 387 .
In Irving v. Campbell, 121 N. Y. 354 , 24 N. E. 821 , Chief Judge Euger says:
“A purchaser will not be compelled to take a title when there is a defect in the record title which can be cpred only by resorting to parol evidence.”
Vought v. Williams, 120 N. Y. 253 , 24 N. E. 195 .
The reasoning of the learned judge who wrote the opinion of the court in Commissioners v. Armstrong, 45 N. Y. 248 , was to the effect that:
“When it is ascertained that there is an existing defect in the title, the purchaser will not be compelled to perform on the allegation that it is doubtful whether the defect will ever incommode him.”
In the case of Church Home v. Thompson, 108 N. Y. 618 , 15 N. E. 193 , Judge Peckham, in expressing the views of the court, says:
“We think, if there was a reasonable doubt that the vendor’s title is such as to affect the value of the property, and to interfere with the sale of the land to a reasonable purchaser, the plaintiff’s cause of action could not be sustained.”
The vast amount of documentary evidence introduced by the plaintiffs is conflicting and contradictory as to the location and description of the premises. If a decree for the specific performance of a contract relating to real estate is to possess any value, the record should describe the land involved with such accuracy and clearness that it can be identified, its quantity known, and its boundaries determined, beyond the possibility of future controversy.
In Jeffries v. Jeffries, 117 Mass. 184 , the court held that:
“A defendant in an action for specific performance of a contract ought not to be compelled to accept a title that is in the least degree doubtful; that he ought not to be subjected, against his agreement or consent, to the necessity of litigation to remove even a cloud upon his title.”
The record title to the land in question is so defective that it would, in my opinion, be very doubtful whether the trustees of any savings bank or insurance company, acting with reasonable prudence and caution, would take a mortgage thereon as security for the loan of money. Great injustice might be done to the defendant if he were compelled to fulfill the contract, and to take a deed of the premises.
Judgment, therefore, may be entered dismissing the complaint, and for $5,000, with interest thereon from the 1st day of February, 1893, together with the costs of this action.
Cases cited
- Laverty v. Moore 33 N. Y. 658 p. 669
- People ex rel. Day v. Bergen 53 N. Y. 404 p. 669
- Fleming v. Burnham 100 N. Y. 1 at 2 p. 669
- Kneller v. Lang 137 N. Y. 589 p. 669
- Crary v. Goodman 22 N. Y. 170 p. 670
- Yates v. Bogert 56 N. Y. 526 p. 671
- Moore v. Williams 115 N. Y. 586 p. 671
- Ferry v. Sampson 112 N. Y. 415 p. 672
- Vought v. Williams 120 N. Y. 253 p. 672
- Methodist Episcopal Church Home v. Thompson 108 N. Y. 618 p. 672