Majority
Headnote
1. Evidence—Competency—Code Civ. Pro., § 829.—This action was brought to foreclose a mortgage made by Lob Wolf to Daniel Heyman now deceased. Wolf himself was the executor of Hej-man’s will, and assigned the mortgage to the plaintiff herein. The appellant, Francis 0. Cormier, is a judgment creditor, of Lob Wolf, whose judgment, however, was recovered subsequently to the giving and recording of the mortgage. The defense upon which he chiefly relied at the trial was that the mortgage was fraudulent in its inception and without consideration, of which facts the plaintiff had notice.
In the case of Taylor v. Meldrum (6 Civ. Pro., 235), however, the general term of the fourth department expressed the opinion that a judgment creditor derived title through his judgment debtor within the meaning of this section; and this view seems to us correct. It may well be that the creditor has some rights against third parties which would not be available to the debtor; but it is through or by means of the acts of the debtor that the appellant Cormier has any standing in the present litigation.
The answer admitted the making and recording of the bond and mortgage, but denied that either was ever delivered. A certified copy of the mortgage as recorded in the register’s office was put in evidence; but the bond was not produced If the defense had been payment, the non-production of the bond, unexplained, would have been fatal to the plaintiff’s case. Bergen v. Urbahn, 83 N. Y., 49 . Here, however, there was no such plea. The execution of the bond and mortgage was expressly admitted, but the delivery of either instrument was denied. Sufficient proof of the delivery of the mortgage was furnished by showing that it had been placed on record; and in the absence of any other evidence on the subject, we are inclined to think that a delivery of the bond may be inferred from the fact that a mortgage was delivered referring to the bond as a valid and subsisting obligation.
The judgment appealed from should be affirmed.
Van Brunt, Ch. J., and Daniels, J., concur.