In re the Judicial Settlement of the Accounts of Bolin

The administratrix, and appellant here, was one of the daughters of Julia Cody, deceased, and she withheld upon her accounting a sum of money which she had drawn from a savings bank. During her lifetime Mrs. Cody had deposited it in her own name, but, subsequently, redeposited it in an account entitled “Julia Cody, or daughter Bridget Bolin.” A few years prior to Mrs. Cody’s death, upon an occasion when they both were at the bank, the pass-book came into the hands of her daughter Bridget, who thereafter retained the custody of it, as she in fact kept everything else of her mother’s. The adminstratrix claimed that she had become vested with the title to the deposit, and relied in support of her claim upon the existence of evidence showing an intent that she should have the moneys; which was effectuated, or fortified, as she insists, by a delivery of the passbook.

This claim the other daughter of the deceased contested.

In addition to the manner in which the moneys were deposited and to the fact of her keeping the pass-book, the administratrix places reliance upon evidence showing that for many years before her death the mother resided with her, and was supported by her, and, by reason of grave physical infirmities, was the object of solicitude and of much care. All these facts, however, do not suffice to make out the proof of a transfer of title pr of a gift. That the moneys were deposited to the account of “ Julia Cody, or daughter Bridget Bolin,” is not a fact from which any inference of a transfer or of a gift arises. In the absence of other evidence, the transaction simply evidenced a purpose of the depositor of the moneys that they should be drawn out by either of the persons named. The only presumption would be that the depositor so arranged for the purposes of convenience, and that presumption is rather strengthened by the facts appearing of her helpless condition of blindness and of her other infirmities.

Mor was the custody of the pass-book by the daughter such a possession as evidenced an intention to transfer the ownership of the moneys deposited to the daughter. That is perfectly consistent with the motive of convenience; and the evidence that the daughter had the custody of everything belonging to her mother detracts from the argument that the continued possession of the pass-book tended to prove a gift, or the intention to make a gift. The infirm condition of the deceased and her demands upon her daughter’s time and attentions might be strong evidence to bear out the presumption of a gift, if there was evidence to base the presumption upon, such as the proof of acts tending to establish an intention to give, and amounting to a delivery or transfer. But the difficulty here is that there is no such evidence. There were no words of gift, and the receipt and holding of the passbook were consistent with a mere custody or agency. The law never presumes a gift To constitute a valid gift there must have been the intent to give and a delivery of the thing. The evidence must show that the donor intended to divest herself of the possession of her property, and it should be inconsistent with any other intention or purpose.