Majority
Headnote
^Evidence—Declarations of third party.Defendant in November, 1889, issued to Egbert G. Myers, a certificate of membership, by which, among other things, it agreed that, in the event of his death by external, violent or accidental means, it would pay to this plaintiff the sum represented by the payment of $2 by each member of the association, but in no event to exceed the sum of $5,000. On the evening of July 26,1896, Mr. Myers was found dead, submerged in nine feet of.water, in the swimming bath of J. A. Payne, at 214 South Broad street, Philadelphia. The deceased had gone to Philadelphia from New York that morning, and was apparently in robust health. The bath was a pool thirty feet wide by 100 feet long. The sides and bottom were of stone and cement. The water was from three to nine feet deep; and there were spring boards and ladders from which swimmers could jump and dive, and ropes were fastened on the sides at a distance of three feet from each other, to which swimmers might cling for rest A few minutes before eight o’clock on that evening Myers entered the bathhouse, and at a quarter before nine he was found dead at the bottom of the pool. There were fifty or sixty persons in the water with him, which was at blood heat. Plaintiff’s theory of the case was that the insured, while swimming, dived in the water, and struck some hard substance at the side or bottom of the pool, with his head, rendering him unconscious, during which he drowned. On the other hand, defendant endeavored to establish that the insured had heart disease, and that his heart ceased to act while he was supporting himself by the rope suspended above the water, where he was last seen alive. Plaintiff in support of her theory produced laymen, who testified that his health always seemed to be good; that he was but twenty-three years of age; had not had since childhood any sickness, except trifling stomach or throat troubles ; his weight was 140 pounds; he was five feet eight inches in height; was a rosy-cheeked, ruddy-complexioned man, and always had been fond of and was active in athletic sports, which with him included base ball, lawn tennis, boating, and swimming.. She called two-physicians, one of whom had doctored him for tonsilitis about a month before his death. He testified that on that occasion he examined his heart, and found it apparently normal, with no indication of organic disease. Eight days before his death he was accepted as a first-class risk by the, Massachusetts Life Insurance Company, an examination being made by Dr. William Gray Yermilye, examiner in chief of the company ; the result being that he passed the deceased as a man of more than ordinary good health, with a “pnlse of seventy, soft and regular, who had no heart murmurs, and in whom there was ño indication of heart disease, and whose urine was normal.” Against this evidence the defendant presented the testimony of Dr. Sidebotham, who made the autopsy upon deceased. He testified that there was no water in the stom
“Q. Did you tell Dr. Lyon in one of these interviews that you had a talk with J. Weston Myers the night before, and that you did not think they had any claim against this defendant company? (Objected to as incompetent and irrelevant. Objection overruled. Plaintiff excepts.) A. I don’t remember that. I wouldn’t take my oath that I didn’t, but I have absolutely no recollection of it.”
The witness had no interest in the controversy. It had not then been made to appear, nor was it afterwards, that he had any right to speak for or represent this plaintiff, and clearly what witness thought or said of the general merits of the claim was neither competent nor relevant. The defendant’s brief puts forward, as the best answer to be made to an attack upon this ruling, that “it was competent for defendant to show any admission made by plaintiff or by her son or the witness Leggett, if followed by evidence connecting her with it; such testimony was also relevant. The witness’s answer, however, rendered evidence as to plaintiff’s connection with such admission unnecessary.” It will be observed that this answer concedes its incornpetency at the time it was admitted, but says, in effect, that he could have cured the error if the answer of the witness had been such as to have made it necessary. In other words, he says: “If the witness had answered, ‘Yes.’ it would have been necessary for me to have shown plaintiff’s connection with the witness; but, as the answer was of no consequence, it was not necessary for me to do.” We do not agree with him as to the effect of the answer, but think it may have been almost as damaging as though the answer had been in the affirmative. The reply, “I don’t remember that; I would not take my oath that I didn’t, but I have absolutely no recollection of it,”