Mowry v. Sanborn

Hill, Washington county, New York.” The statement in the affidavit as to residence was this: that, “ at that time each of the said persons resided, as this deponent is informed and believes, at the respective places to which their said notices were so addressed.” Such proof was held to be insufficient, and the attempted foreclosure a nullity. The judgment in favor of the plaintiffs was reversed on that ground and a new trial was granted. On the retrial further proof was given on this point with a view to meet this difficulty. It was then proved orally that the mortgagors, the defendant and wife, in fact resided at Sandy Hill, at the time the notices of sale were served as above stated. The judge held that such oral proof did not relieve the case from the decision in the Commission of Appeals, and directed judgment for the defendant. The question now is, whether the plaintiff’s title was made good by the oral proof given on the retrial. The question is an open one, in so far as the former decision in this case has application to it. Commissioner Reynolds, in giving the opinion of the court, remarked: “It is not necessary for us to determine whether or not, if the plaintiffs had given oral proof that the defendant did in fact reside at Sandy Hill, when the notice as directed was mailed to him, the case would have been altered ; as no such proof was given or offered.” As to the defendant this proof is now supplied, and the question before left undetermined in the case is here, presented. This point has been heretofore considered in several cases, if not in fact directly decided. We will now give attention to those cases.

When this case was formerly in the General Term of this court on appeal, Mr. Justice Balcom remarked ( 62 Barb., 223 -229), that he was “of the opinion that the plaintiffs might have been permitted, on the trial, to prove positively by witnesses, or by new affidavit, that the mortgagors resided' at Sandy Hill when the notice of sale was directed to them at that place.” This remark, it will be observed was entirely obiter, as was also the remark of the same learned judge directly the reverse, as regards oral proof in Howard v. Hatch ( 29 Barb., 297 ), where he says: “ It seems however, that there must now be affidavits of the service of the notice of sale on the mortgagor * * * to make the evidence of sale and foreclosure complete” (page 302). As regards these

affidavits took the place of a statutory conveyance, and if not made until after the commencement of the action in ejectment, based on. the foreclosure, there coaid be no recovery; that in such case the plaintiff would fail to show title in himself at the time the suit was commenced, hence must be nonsuited. It was also further held,, that the making and recording of the affidavits after the commencement of the action would not vest the title in the purchaser by-relation, as of a time previous, so as to enable him to recover. This-ease was cited with approval by Judge Davies, in Tuthill v. Tracy ( 31 N. Y., 157 ), as were also Cohoes Co. v. Goss (supra), and. Bryan v. Butts ( 27 Barb., 503 ), hereafter alluded to. In this case .Judge Davies says: “It is to be observed that no time is fixed by statute for the making and recording of any of the required affidavits. In the absence of any such requirement, it may well be that so long as the purchaser did not wish to assert affirmatively his title, he might omit to have made and recorded these affidavits which are declared by statute the substitute or equivalent of a conveyance by the mortgagor ; ” and he adds, “ the cases are numerous which hold that the legal title is not transferred to the purchaser, so that he may maintain ejectment for the premises, until the affidavits, required by statute as a substitute for the conveyance, have been made and recorded.” For aught that appears to the contrary these remarks received the approval of every member of the Court of Appeals, and, if not a direct decision of the question before us by that court, should be treated with the utmost respect, for, however it may be in our own court, it is not to be admitted that the Court of Appeals will permit loose writing in the opinions which receive its sanction. The point was not decided in Dwight v. Phillips ( 48 Barb., 116 ), although it was remarked that the plaintiff must fail on a new trial, unless allowed to amend the affidavit so as to show that the persons served by mail with notice.of sale, respectively resided at the places to which the notices were directed ; and it was suggested that it was questionable whether such amendment (that is, by affidavit) could be allowed by the court, but that new affidavits might perhaps be filed and recorded, which would lay the foundation of another action. Here, however, the question under examination was not before the court; but in Bryan v. Butts ( 27 Barb., 503 ) the question under examination was considered and

expressly decided at General Term. The action was ejectment. The plaintiff claimed title as purchaser under proceedings for a foreclosure of a mortgage, pursuant to the statute. The proceedings were all regular, except that the affidavits did not show service of notice on the mortgagor. On the trial the plaintiff supplemented the requisite proof by oral evidence, as was done in the case at bar; and also produced and read in evidence an affidavit, which had been duly recorded,, but made on the day of the trial, showing due service of the notice. The plaintiff was nonsuited, and the General Term held the nonsuit well directed. On reference to the opinion in that case it will be seen that this court, at General Term, determined the precise question, holding that, on a foreclosure and sale by advertisement under the statute, there was no transfer of title, so as to authorize an action in ejectment by the purchaser, until all necessary affidavits have been made and recorded; that the recorded affidavits operated as the statutory transfer of title. This case was precisely like the one in hand, •except that in the reported case, in addition to the oral proof, a recorded affidavit, made on the day of the tidal, was also read, supplementing the omitted fact. But it was held that neither the oral proof nor the proof by affidavit, made and recorded after the suit was commenced, answered the objection. As above suggested, this case was cited with approval in Tuthill v. Traoy, in the Court of Appeals, as was also Layman v. Whiting, which latter case was affirmed at General Term, as indicated by Mr. Justice Johnson in Bryan v. Butts (p. 505). Thus it seems we have two cases, where the precise question before us has been determined by this court, both of which have been cited with approval by the Court of Appeals, with only obiter dieta intimating to the contrary of the rule declared in those decisions. Undoubtedly we must abide by the decisions so solemnly pronounced in this court, standing as they •do neither reversed or overruled. The question, it seems, is not an open one. Thus it was in obedience to “ express adjudications ” that the learned judge held in this ease, that the oral proof given on the retrial did not relieve it from the objection declared by the Commission of Appeals to be fatal to a recovery. This conclusion renders the examination of all other questions in the case unnecessary.

The judgment must be affirmed with costs.

Boardman, J., concurred. Learned, B. J., concurred on the ground that the question involved has been decided in this court in Brycm v. Butts.

Judgment affirmed with costs.