p. 624Mr. J. Duer, on the part of the defendants,
now moved for a new trial, and contended, that the parol evidence of usage should jiave ]3een received. If not admissible to show the insufficiency preliminary proofs, it ought to have been received in bar of the action. The objection is, that such proof would vary the terms of the written contract. But usagé of trade may be proved, for the purpose of giving a construction to the Contract, and even to fix upon it a meaning different from that which the words would otherwise import. The parol proof, in such cases, does not vary the contract: it only explains it, and shows the sense in which the terms are used. [2 Salk. 443. 2 Doug. 510 . 1 Ves. Sen. 457. Robertson v. French, 4 East. 135. Coit v. Com. Ins. Co., 7 Johns. Rep. 387 . 7 Cow. Rep. 202 . Phil. on In. 14. 487. 2 Marsh on In. 707. 3 Stark. Ev. 1034 and 5.]The usage, which the defendants offered to prove, was reasonable in itself, and is not opposed by any suggestions of policy. In cases of damage to goods on their voyage, the master and owner of the vessel ar e,prima facie, liable for the injury, from the terms of the bill of lading. What ought the proof to be which is to discharge them from this liability ? Not such evidence as was offered at the trial; for if that be sufficient, the master will never lack the means of defending himself against every attempt to make him responsible.The usage in question does not prevail, perhaps, in foreign ports, although there are others analagous to it. But if it prevails here, it is sufficient; for the contract was made where the usage obtains, and in reference to it. Besides this, the usage is recognized by the statutes which establish wardens of the port. [2 R. L. 459. vol. 5, 11 a. p. 42, ch. 18.] The act points out the duties of the wardens, and directs that damaged goods shall be sold under their care. If the usage were not founded in justice and good sense, it would not continue ; and when a mercantile contract is made at a place where an established usage prevails, having reference to the subject of the contract, the law considers the usage in some cases as part of the contract, and, at all events, the contract is
p. 625subordinate to the usage. So in this case, there was an existing usage, well known to the plaintiffs, which they might have complied with, without injury to themselves, and in a manner which would have given satisfaction to all parties. But it has been . „ , wholly disregarded by the plaintiffs, and they have thus voluntarily deprived themselves of the evidence, which the law requires to establish their claim.II. The deposition of William Guin, the stevedore at Liverpool, ought not to have been read in evidence, because the witness had a direct interest in the event of the suit. He was the only witness who testified that the cargo was well stowed, and although he may not be prejudiced by the result of this action, yet, if the defendants prevail, and an action were brought against the master upon the bill of lading, and a recovery were had against him, the stevedore would be liable over to the master. But if the plaintiffs prevail, then there can be no action against the master, for this recovery-will be conclusive in his favour. The stevedore, therefore, is directly interested in the event of the suit. [5 Bos. & Pul. 374, Simmonds v. Delacour.] There are cases, it is true, where an agent may be called as a witness from necessity; but where the same facts may be proved by other persons, then the agent is not an admissible witness. An agent can never be called to disprove his own imputed negligence, neither can the master of a vessel be permitted to disprove barratry. [3 Stark. on Ev. 1184. Ib. part 4, 768, and note; also, p. 1730 of same book.]In this case, the record of recovery against the insurers would be conclusive in favour of the stevedore, if an action were to be brought against him by the master for negligence; and he was not called from necessity, for the same facts might have been proved by other witnesses, or by a survey. A witness can never be called to prove his own diligence, and yet this stevedore was produced for the express purpose of showing, that he discharged his own duty with fidelity and skill. He was not competent by the roles of evidence, and his deposition ought not to have been read to the jury.
p. 626III. The plaintiffs did not produce the best evidence attainable to establish the loss, and that which was adduced, did not affirmatively show it: the motion for a non-suit ought, therefore, to have been granted.There is no better rule of evidence, and none better established, than that the party shall produce the best evidence in his power. If the party has better evidence, and refuses to produce it, the inference is, that the evidence, if produced, would be against him. Here the plaintiffs called a seaman to prove that the vessel encountered bad weather, but it is not pretended that the injury arose from this cause. Why did they not discharge the master and call him, or why did they not call the mates and seamen, to show the actual condition of the goods, both at the time of shipment and at the time of delivery 1True it is, evidence was produced from Manchester and Liverpool, to show, that so far as the witnesses knew, the goods were shipped in good order at Liverpool. But these witnesses could only say, that the goods, when they arrived at Liverpool, were, to all external appearance, in good order. But that proved nothing; for the packages were not externally injured when they arrived in New-York. The plaintiffs were bound, therefore, to show, not only that the goods were properly packed at Manchester, but that they were safely transported to Liverpool. Not having done this, the inference is, that the goods were damaged on their passage from Manchester to Liverpool, or before their shipment on board the vessel.The evidence, surely, was not sufficient to charge the master, and the plaintiffs were bound to produce, at least, as much evidence against the defendants as would have been sufficient to render the master liable. The verdict is not, therefore, sustained by the proof, and upon every principle, there ought to be a new trial.But the plaintiffs were bound, at all events, to produce the certificate of a survey on board the vessel by the wardens, among their preliminary proofs, and in this respect they were fatally defective.
p. 627Mr. Slosson, for the plaintiffs, contra,
contended, that the preliminary proof of loss was sufficient. The sufficiency of evidence, is a question of law for.the Judge; and proof as to the existence of a usage, v hiv h could only he tried as a fact by the n jury, was clearly inadmissible. [11 Johns. R. 259. 9 Ib. 192, Phil. on In. 498.]Preliminary proof is merely reasonable information, given at the time of the loss, and before the proofs in chief can be obtained. It is furnished for the purpose of putting the defendants upon enquiry, so that they may decide, whether to pay within the thirty days or not. The defendants can never offer facts to the Judge, to contradict the preliminary proof, because such facts are always evidence in chief, to be submitted to the jury. [Haff v. The Col. Ins. Co.] If the defendants are right, the plaintiffs never can recover, because the survey was not held on board the vessel, and, of course, their preliminary proofs must forever remain in-, sufficient.
II. The usage which the defendants offered to prove, was inadmissible to control or defeat the express contract between the parities.The jury have found, from the evidence before them, that the goods insured were injured by the perils of the sea, and the defendants now seek to vary the terms of their own agreement, by proving a usage which is to control it. They seek to incorporate it into the contract. But the usage contradicts the contract; it alters it in its most essential features; it makes a new proviso. Is the right of the plaintiffs to recover, to depend upon a certificate of the wardens of the port of New-York, over whom they have no control,—and that too in relation to facts which are not, and cannot be, within their personal knowledge 1It is a fixed rule of law, that nothing can be introduced into this solemn instrument, which the parties have not themselves put there, in express terms. Under the rotten clause, the survey is incorporated into the policy by express agreement; but here it is sought to bring, by custom, a new proviso into a written contract, and, in fact, to change the agreement entirely.
p. 628But the consequences to which this must lead, are not to be overlooked ; for the usage, if it can discharge the defendants, must be extensive enough to charge the master. This cannot be. [ 10 Mass. R. 26 , Homer v. Dorr. 2 Johns. R. 335, Frith v. Barker.]
Usage, if it exist, may well apply to the mode in which a contract is to be performed. As for instance: to depart with convoy, to stop at the usual ports for refreshments, &c. But in these cases the usage is not brought in to explain the contract, or the manner of its performance ; but it establishes the proof which the plaintiff must produce before he can recover. No case can be found to sustain this demand.The proof of the usage is not only illegal, but the usage itself is wholly unreasonable. In what manner are the rights of the plaintiffs to be concluded 1 By the acts of a third person 1 The omission of the Master to call a survey on board his ship, is to defeat the. right of the plaintiffs to recover against the underwriters!Suppose the wardens had certified that the goods were not damaged on the voyage of importation, and that they were improperly stowed,—could that certificate have concluded the plaintiffs 1 The defendants have agreed, that if damage be sustained by the plaintiffs, they will indemnify them. The plaintiffs have a right to prove that damage in their own way, to the satisfaction of the proper tribunals, It such a certificate had been presented among the preliminary proofs, it would not have debarred the plaintiffs from recovering under their proofs in chief.Suppose the certificate had been in favour of the plaintiffs— would that have concluded the defendants 1 The rights of no man can be concluded before he has had an opportunity to be heard. [The Mary, 9 Cranch. 136 , 142. 15 Johns. R. 140. 1 Stark. on Ev. pt. 1. Sec. 70, 72, p. 96.]Among the proofs in chief, the Judge offered to receive the evidence for every purpose, extept as a conclusive bar to the action. The defendants declined this offer, and' we are brought to the naked point, whether this usage, if proved, be not. a bar to the action. [Hoffman, J. Can any case be found to sustain this position ? Slosson. Not one.]
p. 629The want of a protest is never a bar: it is proper evidence to show neglect or want of good faith, but it lias never been eonsidered as any thing more than evidence for I be jury. Where the parties, by express agreement, substitute the wardens’ survey for all other proof, it may be binding, but otherwise it cannot be.III. The testimony of Guin, the stevedore, was properly admitted, as well on the ground of necessity, as because ,the verdict in this cause could not be evidence for or against him. He was employed by the master, and was, as to the owners, a sub-agent. The owners could not sue him, but their remedy would be against the master.The plaintiffs were not bound to show, that the cargo was properly stowed : that will be presumed in the first instance ; but being willing to support the affirmative, they called the person who best knew in what condition the cargo was. The witness had no interest even in the question, and, a fortiori, he had none in the event of the suit.The rule upon this subject, as laid down in the 3d of Johns. Cas. (82,) and in the 14t.h Johns. Rep. (79,) is well established on principle ; and the verdict in this case could not be given in evidence in another suit against the witness, either as to the fact of negligence, or as to the quantum of damages : neither would the success of the plaintiffs, in this cause, be evidence in his fa-four, especially when procured by his own testimony. If he were sued by the master, this record could not be evidence against him, for he is neither party nor privy. This is an action of assumpsit; that would be in tort, for negligence. It is an acknowledged p ineiple, that no verdict can be given in evidence against a party unless it might also be given in evidence for him: and here it will not be pretended, that this verdict could be evidence in favour of the witness.But the witness is, at all evenst, competent from necessity. [2 Stark. pt. 4, 767.] He was a mere agent, for a specific purpose ; so is the master, so are the mates, and so are the seamen. The same rule, which will exclude one will exclude all, and the plaintiffs might thus be deprived of every witness; for each agent
p. 630is responsible, in some degree. The quantum of interest, cannot vary the rule, and the witness is admissible upon the clearest principles of evidence.[Hoffman, J. It is the common practice to call the stevedores, ^ , , . , n to show the manner m which the cargo is stowed.]IV. There was sufficient proof, to show affirmatively, that the injury to the goods arose from sea dan age, and the jury were competent to weigh all the circumstances tending to establish that fact. The goods were packed in perfect order, at Manchester; they were forwarded to Liverpool, by the ordinary passage boats, and received there, apparently, in good condition. The vessel in which they were shipped, encountered bad weather on her passage, and other parts of her cargo were damaged by salt water. The inference is irresistible, therefore, that these goods were damaged on the voyage of importation. At all events, the tribunal most competent to decide this question, has put it at rest by their verdict; and in the absence of all evidence on the part of the defendants, this court will not disturb the decision.Mr. Duer, in reply.
If the contract implied by the usage, would be valid when inserted in the policy, then it is also valid if the usage can be clearly proved. The contract is made in reference to the usage, which is within the knowledge of both parties, and it is considered by the law as if it were incorporated into the written agreement. It is a part of the contract, and the parties, in contemplation of law, had the usage in view when the policy was executed. It is, therefore, available to the defendants, in the same manner in which it would be, were the usage expressly referred to by the terms of the agreement.It is said by the counsel for tire plaintiffs, that it is unreasonable to require, that the evidence of sea damage should be produced by third persons, who may withhold it. But the argument proves too much ; for the same objection would apply to the preliminary proofs, and yet there can be no cause of action until these are made satisfactory to the Judge. There is no hardship in requiring that the goods should be left on board the ship, until a survey could be held ; and, if they are removed before that can take
p. 631place, the removal is tantamount to a declaration, that they are free from sea damage.As to the evidence of the stevedore, the effect of a verdict in favour of the plaintiffs, would be to discharge him from his liability. It would prove that the goods were well stowed, and the defendants could maintain no action against him. As an agent is admitted as a witness only from necessity, take away that necessity, and he becomes incompetent. Here there was no necessity for calling the stevedore, and his testimony ought to have been rejected.This was an action on a policy of insurance on goods shipped from Liverpool to New-York. The claim was for damage sustained by the perils of the sea. On the arrival of the ship at New-York, the goods in question were landed before the wardens of the port had held a survey upon them.
At the trial, an objection was made, that the preliminary proofs were insufficient, because such a survey was not shown ; and in support of the objection, the defendants offered to prove, that “ by the usage of trade of this port and other ports, the master “ of the vessel is, in all cases, responsible for any damage sustain- “ ed by goods delivered by him to the owner or consignee, unless “ there has been an actual survey on board the vessel by the port wardens, by which it shall have been found, that the goods “ were properly stowed, and were damaged on the voyage by the “ perils of the sea; and that by a similar usage, as between assur- “ ers and assured, the survey so made, is a document indispensible to be produced, in order to charge the underwriters: and “ that the preliminary proof is deemed insufficient, unless such a “ document is exhibited as a part of it.”
The Judge overruled this objection, and held the preliminary proofs to be sufficient, and, I think, correctly.
The clause in marine policies, requiring preliminary proof of interest and loss, has always been liberally expounded, and is construed to require only the best evidence of the facts possessed by the party at the time. [Barker v. Phœnix Ins. Co. 8 Johns. R. 317. Lawrence v. Ocean Ins. Co. 11 Johns. R. 260.] The siifli
p. 632dency of it, is always a question of law, to be determined by the Judge at the trial; and no evidence can be then received to alter the character or effect of the proofs exhibited to the defendants.
In the present case, the Judge was called upon to hear evidence of a usage controlling the construction of the policy, so as to render necessary the production of a particular document as a part of the preliminary proofs. If such evidence had been admitted, counter evidence on the part of the plaintiffs, to repel the usage, must have been gone into; and thus the Judge would have been drawn into the trial of a fact, instead of confining himself to the decision of the law, as arising upon the state of the pro of, as exhibited by the plaintiffs. This, in my judgment, is clearly inadmissible.
The usage in question, if it could avail the defendants at all, would be a bar to the plaintiffs’ right of action; and in this view, it was also offered to bé proved at the trial. The Judge again properly rejected it.
The rule as to the admission of usage, to control the construction of a policy, seems to be, that it may be resorted to, to fix the sense of particular terms in the instrument, where they have acquired a peculiar meaning, as between the assurers and assured. [Coit v. Com. In. Co. 7 Johns. R. 389.] In this light, its effect is not to alter the contract of the parties, but merely to ascertain what that contract is. But it is well settled, that a usage can never be set up to affect or vary an express agreement; nor to contradict a rule of law. [Frith v. Barker, 2 Johns. R. 335. Homer v. Dorr, 10 Mass. R. 26 . Phil. on In. 17, 18.]
By the terms of the policy in the present case, the defendants bound themselves to pay all damage to the property insured, arising from the perils of the sea: and the attempt now made, is to introduce into the contract a condition, that they shall not be responsible, unless such damage is ascertained in a particular mode, and that, too, by the act of third persons, over whom the assured have no control. Such a condition would, in my judginent, vary the legal obligations of the defendants, as ascertained by the plain language of the policy. It would be creating a con
p. 633dition precedent to the plaintiffs’ right of recovery, where the contract itself expresses none.
The usage in question, is also, in my judgment, unreasonable. The survey, when produced, is not to conclude either party, as to any fact stated in it. It is not to be evidence on the trial, even prima facie, for or against either party. The non-production of it is to be fatal to the plaintiffs’ action; but when produced, it is to prove nothing.
An objection was also taken at the trial by the defendants to the competency of the witness, Guin. He was the stevedore employed by the master to load the vessel at Liverpool, and was examined to prove that the cargo was properly stowed. It is contended, that he was interested to support the plaintiffs’ right of recovery.
The general rule on this subject, as laid down by the Supreme Court, is, that “ if a witness will not gain or lose by the event of “ the cause, or if the verdict cannot be given in evidence for or “ against him, in another suit, the objection goes to his credit “ only, and not to his competency.” [ Van Nuys v. Terhune, 3 Johns. Ca 83. Case v. Reeve, 14 J. R. 81.]
The witness, in the present case, is clearly not excluded by this rule. He gains or loses nothing by the event of this suit, nor can the plaintiffs’ recovery release him from his responsibility for any negligence committed by him, as the agent of the master. Nor can the verdict or judgment in this cause be given as evidence, in any action against, him, either to establish the fact of such negligence, or to ascertain the amount of damages. “ It is a “ general, if not universal, principle, that a suit between two per- “ sons, shall not bind or affect a third person, who could not be “ admitted to make a defence, to examine witnesses, or to appeal “ from the judgment.” [Case v. Reeve, 14 J. R. 81.] A verdict or judgment in an action, is evidence in another, only for or against privies in blood, or estate, or in law. [Ibid.] The witness in the present case is neither. He was merely an agent of the master, and as such, is competent to testify as to all matters in the ordinary course of his agency. [2 Starkie on Ev. 767.]
p. 634If the action had been directly against the master for negligence in the loading of the vessel, his immediate agent in the performance of that work, would not have been a competent witness for him, without a release; for, in case of a recovery against , , . , _ ... . . him, the verdict might be given m evidence against the agent, to ascertain the amount of damages. [
Green v. The New River Company, 4
T. R. 590.
Case v. Reeve, 14 J. 82 .] Here the master is no party to the suit, and the fact of negligence, in the loading of the cargo, is not directly in issue. The witness, in my judgment, was properly admitted.
An objection was also taken, that the evidence did not support the plaintiffs’ right of action; but there was some proof of damage to the goods, by the perils of the sea, and it was properly-submitted. to the jury, who were the proper judges of its sufficiency.
Motion for new trial denied.