was $31.10 annually. This amount was not paid to the defendants in cash upon the issuing of their policy McHIE but by agreement with the plaintiff the defendants accepted instead the promissory note of Robert McGeachie, at six months, for $31.10, with interest thereon at seven per cent per annum. This note became due on the 7th day of June, 1890.
It was not then paid by the maker, but by agreement between him and the defendants a renewal note was taken instead, at thirty days, for the amount of the first note with interest added, $32.20, the second note itself bearing interest also at the rate of seven per cent per annum.
At the maturity of the second note (10th July 1890), cash was paid by Robert McGeachie upon account and a third note at two months given for the balance
($22.40), this third note also bearing interest at seven per cent per annum.
The third note fell due on the 13th September, 1890, when it was renewed at one month by a fourth note, in which the interest was added to the previous amount thus making $22.80.
This fourth note became due on the 16th October,
1890, and remained in defendants' possession overdue and unpaid up to the death of Robert McGeachie, three weeks after the maturity of the note. Upon the death taking place defendants refused to receive payment of the note.
The acceptance of the note in the first place, and the different renewal notes, was in each case a matter of arrangement and agreement between the parties.
During the currency of the second note Robert McGeachie wrote (2nd July, 1890,) to the defendants, asking to have the policy cancelled, but was answered that such a request was unreasonable and could not be entertained.