p. 502correct all the charges except that relating to the brandy. The account he examined contained a separate column of charges for interest. The witness could not, however, say that the defendant observed it, nor was the interest spoken of; his attention was directed to the examination of the items of debit and credit. The only dispute between the' parties seemed to be relative to the charge of brandy; and as to that, they agreed each to lose one half, and that this suit, which was then commenced, should be settled. It however was not settled.
The judge charged the jury that this was an unliquidated running account between merchants, on which the plaintiffs were not entitled to interest, unless there was an agreement between the parties that interest should be charged after a particular time, or knowledge brought home to the defendants of the usage of the plaintiffs, from which an agreement might be inferred as by the statement and settlement of an account. He submitted to them to determine whether the defendant, ought to be precluded by his examination of the account containing the charge of interest. The jury certified a balance in favor of the "defendants of f¥o-
Dutcher fy Harris, for the plaintiffs,
moved to set aside the verdict for the misdirection of the judge. They contended that this was not an unliquidated account; that an account can be said to be unliquidated only where there are mutual dealings and mutual credits. (20 Johns. R. 583, 590. 5 Cowen, 619.) The charges here are all on one side, and the payments made from time to time could no more render the account unliquidated than partial payments could render a bond an unliquidated demand. The rendering of the account was a liquidation of the demand. (3 Cowen, 400, 409, 410, 426, 434.) Had there been but one item of debit, the account could not have been said to be unliquidated, and the fact of the plaintiffs having furnished goods at several times cannot vary their rights. The transmission of the account including interest, the payment of the $100, and the omission to object to the charge of interest, shewed an acquies
p. 503cence on the part of the defendant. An account is to be considered liquidated after it has been rendered, if no objections are made to it. (15 Johns. R. 424. 20 id. 598. 2 Vern. 276.)Interest is allowed in these cases on an implied contract, arising not from the usage of the plaintiff brought home to the knowledge of the defendant, but from the usage of trade. (3 Cowen, 433, 436. 1 Conn. R. 32, 35. 3 Caines, 234. 1 Douglass, 376. Kirby, 207. 6 Cowen, 195.) The usual time of credit in a particular trade is evidence that goods " were sold at that credit. (1 Starkie, 35. 3 Cowen, 422, 425. 2 Bos. & Pul. 337.)J. McKown, for defendants.
The action was for goods sold and delivered, in which the plaintiffs could not recover a demand for interest alone, not shewing any thing due for goods sold. (3 Johns. R. 229.)
There was no agreement to pay interest either express or implied. The bills furnished stated no particular credit Where interest is intended to be demanded, it is usual to specify the credit at which goods are sold, on the expiration of which the party will be entitled to interest. There is no proof that the defendants had knowledge of the plaintiffs’ custom.There was no acquiescence in the charge of interest. It was not shewn that the defendants ever received the account transmitted in 1827. The subsequent examination of the account by one of the defendants was confined to the items of debit and credit; nothing was said about interest. Having agreed to share the loss as to the brandy, the reason why the suit was not settled was, that the defendant refused to allow the interest demanded.It was an unliquidated running account between merchants ; there was no agreement to pay interest after any particular time; no knowledge of the plaintiffs’ custom brought home to the defendants; no liquidation or acquiescence. (3 Caines, 226, 234. 6 Johns. R. 45. 3 Cowen, 195. Camp. N. P. 50.)I think the charge of the judge was correct under the circumstances of this case. The only ground on which it could he contended that the account was liquidated and closed so as to carry interest was, that the account had been sent to the defendants, and they had not objected to it. In the first place there was no direct evidence that they ever received it; but admitting they did, the subsequent conduct of the plaintiffs, as well as the defendants, shews that neither party considered the account as closed or settled by the assent of the defendants. The defendants subsequently entered into an examination of it, and a material and important item was agreed to be struck out or materially reduced in amount. The plaintiffs did not consider the defendants as concluded by what had previously taken place. The judge was therefore correct in charging the jury that there was an unliquidated running account, which did not carry interest unless there was an agreement either express or implied between the parties that interest should be allowed.
There is no evidence that the defendants knew that it was the uniform custom of the plaintiffs to charge interest after 90 days, and it appears that no charge of interest had ever been made in any of the accounts rendered to the defendants except the last, nor was the length of credit stated in any of them. There was nothing, therefore, from which the defendants were bound to infer that any interest would be claimed from them as long as the account remained open and unliquidated.
The testimony of one of the witnesses that it is the uniform practice of grocers to charge interest on goods sold after 90 days, unless a special agreement to the contrary is made, does not amount to proof of the usage of a particular trade, of which all dealers in that line are bound to take notice, and are presumed to be informed.
Motion for new trial denied.