Anderson v. Fidelity & Casualty Co.

This action is upon a policy of accident insurance issued by the defendant to the plaintiff. By article VII of the policy it is provided that the amounts specified to be paid by other articles shall be doubled if ;?she bodily injury is sustained by the assured “ while in or on a public conveyance {including the platform, steps and running-board thereof) provided by a common carrier for passenger service.” The stipulated facts show: On October 8, 1915, the plaintiff was at the corner of State and Pearl streets in the city of Albany in front of the office of

The question before this court is whether the taxicab in which the plaintiff received his injury is a public conveyance provided by a common carrier for passenger service within the meaning of the policy sued upon.

The stipulated facts show that the Yellow Taxi Service, Inc., operate a number of Ford (automobile) cars differing in no way from other Ford cars except that they are equipped with a taximeter and that the bodies of the cars are painted yellow, and bear a serial number. There was space for additional passengers in the taxicab, but the plaintiff and his friend had the sole and exclusive occupation until his journey’s end.

The Yellow Taxi Service, Inc., was organized under the Business Corporations Law (Cons. Laws, ch. 4) with the purpose, among others, “ to conduct a general livery business by means of automobiles plying for hire in the streets of any city or village within the state or on the roads and highways of the state generally, or elsewhere, whether such vehicles are propelled by steam, gasoline, electricity or any other kind of motive power for the transportation of passengers or goods.”

Pursuant to the authority granted by this charter, some taxicabs of the Yellow Taxi Service, Inc., were sent to stands at various places in Albany awaiting applicants for their services, and to do a so-called “ cruising ” business seeking and accepting “ fares ” who may signal to them when they are unengaged. Others awaited calls

The term “ common carrier ” is not of statutory origin. Its meaning is to be found in the history of the law of the early days when means of travel and communication were slow and uncertain and innkeepers and carriers were restrained from the robbery and ofttimes murder of those to whom they offered their hospitality or service, only by the imposition of heavy penalties and responsibility for the safekeeping of their patrons’ goods and persons. (Nugent v. Smith, L. R. 1 C. P. D. 423; Coggs v. Bernard, 2 Ld. Raym. 909, 1 Smith’s L. Cas. 199.)

With the development in traveling facilities from the post horse to the chaise, the stage coach and to the modern railroad train or steamboat, the term “ common carrier ” has been applied to each new development catering to the public generally, and the strict rules of the old law have been relaxed but little, for with the development came new dangers of a mechanical sort inherent to swiftly-moving machines. (Palmer v. Prest., etc., D. & H. Canal Co., 120 N. Y. 170 ; Ingalls v. Bills, 9 Metc. 1 ; Hegeman v. Western Railroad Corpn., 13 N. Y. 9 .) To-day, as is practically conceded by counsel for both parties in the instant case, the term “ common carrier ” should be applied to the “ jitney bus,” and to-morrow, in a proper case, it may well be that it may be applied to that most recent device for eliminating the fetters of distance, the aeroplane, presenting as it does new dangers unknown to the average man which can only be decreased by a high

Definitions are fundamental. Their application to any given state of facts, therefore, must be by analogy. Moore on Carriers (2d edition, page 19) defines a common carrier as “ one who, by virtue of his business or calling undertakes for compensation to transport personal property from one place to another either by land or water and deliver the same for all such as may choose to employ him; and every one who undertakes to carry and deliver for compensation the goods of all persons indifferently, is, as to liability, a common carrier.”

A common carrier was defined, in Gisbourn v. Hurst (1 Salk. 249), to be “ any man undertaking, for hire, to carry the goods of all persons indifferently,” and in Dwight v. Brewster ( 1 Pick. 50 ), to be “ one who undertakes, for hire, to transport the goods of such as choose to employ him from place to-place.”

In Bank of Orange v. Brown ( 3 Wend. 161 ), Chief Justice Savage said: “ Every person who undertakes to carry, for a compensation, the goods of all persons indifferently, is, as to the liability imposed, to be considered a common carrier.” “ The distinction between a common carrier and a private or special carrier is, that the former holds himself out in common, that is, to all persons who choose to employ him, as ready to carry for hire; while the latter agrees, in some special case, with some private individual, to carry for hire.” (Story on Contracts, sec. 752-a.) The employment of a common carrier is" a public one, and he assumes a public duty, and is bound to receive and carry the goods of any one. •

“ On the whole, ” says Prof. Parsons, “ it seems to be clear that no one can be considered as a common carrier, unless he has, in some way, held himself out to the public as a carrier, in such manner as to render him liable in an action if he should refuse to carry for any

In the early days there was no common carrier, except of goods. Common carriers of persons as such were unknown until recent times. Travel was unusual and he who traveled did not travel in wagons or conveyances furnished by a common carrier. Thereafter, the term “ common carrier ” acquired a broader meaning and now applies to one who carries passengers as well as one who carries goods, either when he carries the passenger and his merchandise or baggage or when he carries a traveler without his goods. (Bretherton v. Wood, 3 B. & B. 54; Nolton v. Western Railroad Corp., 15 N. Y. 444 .)

The distinction as to liability of á carrier of goods and of passengers is illustrative. Chief Justice Mansfield said: “For the goods the carrier is answerable in all events; but he does not warrant the safety of his passengers. His undertaking to them goes no farther than this —■ that as far as human care and foresight can go he will provide for their safe conveyance.” (Christie v. Griggs, 2 Camp. 79; Camden & A. R. R. & Transp. Co. v. Burke, 13 Wend. 611 , 616; Hollister v. Nowlen, 19 Wend. 234 , 236.)

This distinction in liability arises out of the difference in control exercisable over human beings and mere goods.

In Jackson Architectural Iron Works v. Hurlbut ( 158 N. Y. 34 , 38) this court held that it was not error to refuse to instruct a jury that one whose business is that of a general truckman, whose particular specialty was moving heavy machinery, for which he kept and maintained a large number of trucks and horses and necessary help for the transaction of this business was not a common carrier. Judge O’Brien, who wrote the opinion of this court, said: “ A common carrier is one who, by virtue of his calling, undertakes, for compensation, to transport personal property from one place to another for all such as may choose to employ him, and every one who under

If we omit the words “ the goods of,” we find a perfect definition of a common carrier of persons and, when the history of the change of common carriers from goods to persons is traced, we find that reason, custom and common sense support this definition.

Does not the term “ common carrier ” have a different significance than the narrow definition given by Moore, to the layman who negotiates an insurance contract, by which he is to be paid a specified sum provided his injury takes place while traveling in a public conveyance provided by a common carrier? The insurance contract certainly meant something and its meaning was not limited by the old definition of “ common carrier.” Its indemnity was for personal injuries. Did not “ common carrier” include in the mind of the assured and in the mind of the ordinary man, a street car, busses, jitneys, taxicabs, and all means of conveyance which are publicly offered to travelers whether accompanied by their luggage or not, regardless of whether the offer is made by a carrier of goods and persons or merely of persons?

The certificate of incorporation of the company owning the taxicab in question states that it is organized for the transportation of passengers or goods. Why, then, is it not a “ common carrier ” within the meaning of the insurance policy in the instant case? That the company itself was a common carrier within the meaning of the policy, there can be, I think, little doubt.

The tendency of the law is to ehminate distinctions

The modern meaning of common carrier is well expressed in the California Code as follows: “ Every one who offers to the public to carry persons, property or messages, excepting only telegraphic messages, is a common carrier of whatever he thus offers to carry.” (Calif. Civil Code, sec. 2168.)

The crux of the present case, therefore, narrows down to the point whether the taxicab furnished to the plaintiff in which he was riding and from which he was alighting, at the time of his injury was a public conveyance. If this be so, and the company furnishing it being a common carrier, the conditions of the policy providing for double indemnity are fulfilled.

The stipulated facts show that the Yellow Taxi Service, Inc., sent its taxicabs, equipped with taximeters, on the streets of Albany under the control of their chauffeurs to wait at stands or when traveling upon the streets and unemployed to transport any applicant for their service. The city ordinance clearly applies to them and penalizes both the chauffeur and the owner for any refusal to accept any proper applicant. Certainly the owners and drivers of purely private conveyances cannot be subjected to this penalty.

The facts in the Primrose case were very similar to those in the case at bar and while it may be that that decision was too broad, in that it applies to a rented automobile under contract for a day or an hour or other specified time, it is clear that a taxicab equipped with a taximeter “ cruising ” along the streets of a city offering its services to the first comer, looking for “ fares ” to any place within the city limits at a fixed price to be controlled by the distance and recorded by a taximeter is a public conveyance within the usual concept of the term and also legally. Its character does not change by reason of some passer-by accepting the offer publicly made of its services. It was a public offer of conveyance which he accepted and the instrument of conveyance must remain as to him a public conveyance to his journey’s end or his dismissal of the cab.

There does not seem to be much reason in the argument that, if all the seats were occupied, the conveyance was a public one, but that if only two or three of the four

The exclusive right to use does not alter the situation. In Campbell v. Perkins ( 8 N. Y. 430 , 435), in which the owners of a canal boat carrying passengers and goods for hire, chartered a boat bearing their name to another company for a single trip, a passenger, apparently knowing nothing of the charter party, engaged passage on the boat and during the trip from New York to Albany some of his luggage was lost and he brought action against the owner. It was held “ that the defendants as owners of the boat were hable to the plaintiff in their character as common carriers, notwithstanding there was no privity of contract between them and the plaintiff; that they had a duty to perform as common carriers and were liable for their failure to perform such duty.”

An express train which may not .be filled to capacity, passes by ordinary stations, even cities, where passengers may be waiting, willing and anxious to board it, but its services belong to those few persons who entered, it for specific destinations without intermediate stop. Passengers often pay an extra fare to travel on these trains. Inns cannot be compelled to fill every room to capacity, nor Pullman companies to let unoccupied berths in sections already rented. These limitations do not

This would make it appear that the test of the meaning of “ pubhc conveyance ” is not whether all the seats are occupied or whether a passenger takes one or more seats in a taxi, paying for those he himself does not occupy. The test is the pubhc offer of conveyance at a fixed fare to all.

The judgment of the Appellate Division and order appealed from should be affirmed, with costs.

(concurring). While plaintiff was alighting from a taxicab in the city of Albany he met with an accidental injury. At the time he held a policy issued by the defendant insuring him against injury through accidental means which provided that the amount to be paid in case of such an injury should be doubled if it was sustained by the assured “ while in or on a pubhc conveyance * * * provided by a common carrier for passenger service.” By the judgment which has been recovered for double payment under this clause, the question has been presented whether the taxicab in which plaintiff was riding was a pubhc conveyance provided by a common carrier for passenger service. The important facts by which this question is to be determined are as follows:

The Yellow Taxicab Service, Incorporated, operated taxicabs in the city of Albany. It had a garage and part of its service was rendered by taxicabs on calls sent in to the garage. In addition to this, however, it stationed taxicabs in various pubhc places in the city where they stood awaiting and desiring engagement by any person who was free from reasonable or legal objections and was able to pay the required fare. The taxicab in which plaintiff was riding was one of the latter class. When a person engaged one of these cabs on a pubhc stand it became subject to his orders as to destination and duration of service and the proffered engagement of any other

We think that upon these facts it has been properly held that the taxicab was a public conveyance and that the company which operated it was a common carrier.

In answer to the first question involved, it is difficult to see how the taxicab in use on this occasion can be regarded as other than, a “ public conveyance.” We are not now considering the status of a cab which might be ordered by special call from the garage, as a conveyance might be ordered from a liveryman, but the case of one which was stationed upon the street for the purpose of securing business from any one who might come along who seemed to be an acceptable customer. Such a conveyance, stationed in a public place awaiting and accepting for carriage, subject to reasonable regulations which will be discussed later, any member of the public who desired it, and upon terms apparently uniform and common to all, seems clearly to be a public conveyance. It is a public conveyance because indiscriminately it conveys the public. It is not private because its use is not limited to certain persons and particular occasions or governed by special terms. If any persuasive authority is needed for this proposition it is found in the case of Terminal Taxicab Co., Inc., v. Dist. of Columbia ( 241 U. S.

We then come to the remaining question whether the Yellow Taxicab Service was a “ common carrier ” for passenger service in respect of the taxicab in which plaintiff was riding at the time he received his injuries. And again in this connection it may be stated that the status of the company in respect of such a cab and in respect of those stationed in its garage and employed by and on special call for special purposes is not necessarily the same. I think and for the purposes of' this discussion shall assume that as to such latter taxicabs it would more nearly have the character of a liveryman and would not be a common carrier. (Stanley v. Steele, 77 Conn. 688 ; McGregor v. Gill, 114 Tenn. 521 ; Siegrist v. Arnot, 86 Mo. 200 , 205; Erickson v. Barber, 83 Iowa, 367 ; Copeland v. Draper, 157 Mass. 558 ; Conn v. Hunsberger, 224 Penn. St. 154 .)

This immediate question will be discussed on the theory that the taxicab which was used by the plaintiff was stationed upon a pubhc street and in a pubhc place intended to serve and serving indiscriminately those of the pubhc who might desire it under common conditions and upon common rates of fare. I am aware that it will be contended by the appellant that this is not an accurate statement of the situation because the services were

It is said that the taxicab company did not at all times furnish the same number of cabs for public service, that it would not receive for carriage persons subject to certain objections, that it fixed its own rates of fare and moved from no fixed termini on fixed routes or regular schedule, and lastly that when it had received for carriage one individual or one group of individuals it was not open to other engagement until that trip had been finished. It is also' said in attempted solution of this question that the company operating the taxicab would not be subject to action if it refused to accept a passenger and that it was not subject to the high measure of liability which attaches to a common carrier. So far as concerns these last propositions they seem to me to involve an argument which moves backward and which attempts to determine a status by consideration of results which flow from the status if established. The liabilities which have been mentioned cannot be regarded as creating the status of a common carrier; they arise from the' condition of being a common carrier if that is once established.

I do not think that any of the special conditions and limitations which have been mentioned destroy or impair the fundamental and substantial character of the operator of the taxicab in question. We can easily see that there is nothing decisive in the facts that the company did not at all times operate the same number of cabs, that it rejected undesirable persons, as those intoxicated or diseased, proposing to use its conveyances and that it fixed its own rates of fare. These are all privileges commonly exercised by common carriers subject to statute or contract and to the modern device of regulation

Neither has it ever been regarded or held to be indispensable to the creation of the status of common carrier that its conveyances should move between fixed termini upon fixed routes. It is true that until modern times common carriers, taking the ordinary stage coach as an illustration, did ordinarily thus move, but no case has been cited or found which holds that such characteristics are indispensable. In fact the contrary has been held. (Parmelee v. Lowitz, 74 Ill. 116 ; Pennewill v. Cullen, 5 Harr. [Del.] 238.) It has even been held that fixed charges are not an essential attribute of a common carrier of goods. (Jackson Agr. Iron Works v. Hurlbut, 158 N. Y. 34 .)

This leaves the limitation upon service which is most urgently emphasized by appellant, namely, the one that when the taxicab had been engaged by one member or group of members of the public no other, person was received for carriage even though room was still left in the conveyance, until the first trip had been completed. This in our judgment did not take defendant out of the character of common carrier. As has been said in a thoughtful discussion of this general question in respect of this particular feature, “ It would seem that in every case of general obligation to serve, the custom of service qualifies the nature of the duty.” (Columbia Law Review, Dec. 1917, pp. 710, 713.) The custom under .which, as we know by ordinary observation, a taxicab, such as that in which plaintiff was riding, after having accepted from the public an individual or a group of individuals refuses to receive others is not only well-nigh universal but is almost indispensable. Moving on no

While a company operating sleeping cars is not a common carrier, it still is engaged in rendering public and common service and it has been held that such a company is not compelled to sell an upper berth, although unoccupied, when the entire section has been engaged by another occupant. (Searles v. Mann Boudoir Car Co., 45 Fed. Rep. 330 ; Nevin v. Pullman P. C. Co., 106 Ill. 222 .) An hotelkeeper is not compelled to accommodate a proposed guest by setting up an extra bed in a room already engaged although there is plenty of space in such apartment for such extra bed. (Browne v. Brandt, 1902, 1 K. B. 696.) And as was held in "the case of Terminal Taxicab Co., Inc., v. Dist. of Columbia ( 241 U. S. 252 ), above cited, the status of a taxicab as a “ public ” conveyance is not impaired by the observance of a custom or regulation such as we are now commenting on, and of course the feature of indiscriminate public service, there said not to be impaired by such regulation, is the essence of and foundation upon which rest the character and status of a common carrier.

Therefore as we think, subject to these particular features which regulated without destroying its service, the owner of this cab was engaged in indiscriminately, carrying such members of the public as might apply on common terms and it came within the definition of a common carrier.

As we well know the vocation of a common carrier of

In extension of this definition the common carrier of passengers has been with accuracy defined as " One who undertakes for hire to carry all persons indifferently who may apply for passage. To constitute one a common carrier it is necessary that he should hold himself out as such. This may be done not only by advertising but by actually engaging in the business and pursuing the occupation as an employment.” (Thompson on Carriers of Passengers, p. 26, note 1.)

The meaning and extent of these definitions of a common carrier are emphasized by recognized definitions of a private carrier. “ Private carriers for hire are such as make no public profession that they will carry for all who apply, but who occasionally, or upon the particular occasion undertake for compensation to carry the goods of others upon such terms as may be agreed upon. They are not common carriers because they do not make the carriage of goods for themselves or others a business and they do not hold themselves out to the public as ready and willing to carry indifferently for all persons any particular class of goods or goods of any kind whatever.” (Hutchinson on Carriers [3d ed.], § 35.)

The learned counsel for the appellant in his earnest and thorough argument for a different view calls to our attention many cases asserted to lead to a different conclusion. Some of these are in our opinion so readily

In Darnell v. Fidelity & Casualty Co. (Sup. Ct. of Tenn., 46 Insurance L. Journal, 523) the taxicab involved had been employed on a, special call to the garage and the business of the owner and operator of it was described “ as in the nature of a livery stable business.” As has already been indicated we think that the status of such a conveyance may readily be distinguished from that of the conveyance in which plaintiff was riding.

Oppenheimer v. Maryland Cas. Co. (70 Penn. Super. Ct. 383) dealt with an automobile which was hired under special contract from one who so far as appears kept a garage and did not station his cars upon the street for public service, and the court disposed of the case on the theory that it involved and was controlled by the principles applicable to a livery stable keeper.

The case of City of New York v. Hexamer ( 59 App. Div. 4 ) involved the consideration of a licensing ordinance and it was simply held that the right to license the business of hackmen and to fix a license did not authorize the passage of an ordinance imposing a license fee upon a person engaged in conducting a livery stable in New Jersey and who at intervals sent his carriages into the city of New York for the purpose of meeting the steamers of the Trans-Atlantic Line and conveying the passengers to their respective destinations. It was the view of the court that such a person so conducting a Every stable and sending forth his hackmen was not “ a pubEc hackman.”

The case of Brown v. N. Y. C. & H. R. R. R. Co. ( 75 Hun, 355 ) involved the question whether an owner of two carriages with teams of horses which were used in the transportation of passengers about the city of Niagara Falls was a common carrier within the meaning

On the other hand, we think that there is quite an abundance of decisions, some of them accompanied by well-considered opinions, which support the view that the operator of the modern public taxicab or of its prototype, the old-fashioned public hack, was and is a common carrier. (Cushing v. White, L. R. A., 1918 F, 463 ; Carlton v. Boudar, 118 Va. 521 ; Primrose v. Casualty Co., 232 Penn. St. 210 ; Ga. Life Ins. Co. v. Easter, 189 Ala. 472 ; Fidelity & Casualty Co. v. Joiner, [Texas] 178 S. W. Rep. 806 ; Lemon v. Chanslor, 68 Mo. 341 ; Lewark v. Parkinson, 73 Kans. 553 .)

We think also that the Terminal Taxicab Co. case, above cited, when carefully considered strongly tends to sustain the view which we have taken.

We, therefore, are led to the conclusion that the judgment appealed from should be affirmed, with costs.

Chase, Hogan, Cardozo, McLaughlin and Crane, JJ., concur with Elkus, J., and Hiscock, Ch. J., concurs in opinion, in which all concur.

Judgment affirmed.